# Valu vs CIB Mobile Banking App

Valu and CIB Mobile Banking App both sit at 3.3 stars, but that hides the real split: 39% of CIB Mobile Banking App's written reviews are positive against 13% of Valu's. Valu's advantage is ratings volume (454 vs 122). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valu holds the better App Store score, 3.3 against 3.1. Both are backed by a comparable volume of ratings — 454 and 122 respectively. Written reviews complicate that: 13% of Valu's written reviews are positive against 39% of CIB Mobile Banking App's, so the app with the better star average is not the one people write more warmly about.

Valu ships an update every 5 weeks, CIB Mobile Banking App monthly. The most recent releases landed on August 18, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Valu | CIB Mobile Banking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (454 ratings)](https://appshunter.io/ios/app/valu/id1199345579/reviews)** | [3.1 (122 ratings)](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705/reviews) |
| Number of ratings | **454** | 122 |
| Positive reviews | 13.1% of reviews | **39.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 180 MB | 57 MB |
| Requires iOS | **15.6** | 16 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EFG Hermes](https://appshunter.io/developer/680273409) | [Commercial International Bank (Egypt) S.A.E](https://appshunter.io/developer/1010238465) |

## What reviewers say

### Valu

[App page](https://appshunter.io/ios/app/valu/id1199345579)

This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

**Highlights:** Buy Now Pay Later (BNPL), Instant cash redemption, Savings solutions, Investment products, B2B financial services, Digitized financial products

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Innovative installment payment concept
- ⚡ Instant approval for eligible customers
- 🛍️ Exclusive offers and partnerships
- 👍 Easy registration process for some users
- 🎯 Lifestyle enablement through flexible payments

**What reviewers complain about**

- 💸 Hidden fees and excessive charges
- 📈 High interest rates (35-40%)
- 🐢 Extremely slow app performance
- 😤 Poor customer service quality
- 🔒 Privacy and security concerns

**Reported bugs**

- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures

**Requested features**

- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support


### CIB Mobile Banking App

[App page](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705)

A redesigned mobile banking application offering an intuitive, user-friendly, and secure platform. Manage accounts, cards, investments, and payments with enhanced functionality and seamless navigation. Save time and gain control over your finances anytime, anywhere.

**Highlights:** Intuitive and modern interface, Biometric login (fingerprint/face-ID), Comprehensive account management, Full card control and activation, Seamless money transfers (domestic & international), Bill and charity payments, Investment portfolio management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly
- 🚀 Stable and better performance
- 💡 Much-needed improvement over old app

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Unable to view transaction history and account balances
- 🐛 Redirection to external websites with 404 errors

**Reported bugs**

- App not working for users with developer mode enabled
- Inability to scroll or interact with home page

**Requested features**

- Allow login with biometrics (FaceID, fingerprint)
- Eliminate mandatory password changes every 6 months
- Integrate bonus program within the app


## Frequently asked questions

### Is Valu free?

Valu is free to download, with no in-app purchases.

### Is CIB Mobile Banking App free?

CIB Mobile Banking App is free to download, with no in-app purchases.

### Which has better reviews, Valu or CIB Mobile Banking App?

Valu is rated higher. Valu averages 3.3 out of 5 from 454 ratings, while CIB Mobile Banking App averages 3.1 from 122 ratings.

### Do Valu or CIB Mobile Banking App have ads?

Neither Valu nor CIB Mobile Banking App shows ads.

### Which is updated more often, Valu or CIB Mobile Banking App?

Valu ships an update every 5 weeks, and CIB Mobile Banking App monthly. Most recently, Valu was updated on August 18, 2026 and CIB Mobile Banking App on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*