# Nations Direct vs People’s Wave

The clearest difference is rating: Nations Direct at 3.9 against People’s Wave's 2.8. Nations Direct also leads on device support (3 vs 1). People’s Wave's advantage is ratings volume (36 vs 12). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nations Direct holds the better App Store score, 3.9 against 2.8. Both are backed by a comparable volume of ratings — 12 and 36 respectively. Written reviews point the same way: 17% of Nations Direct's written reviews are positive against 13% of People’s Wave's.

Nations Direct ships an update every 2 months, People’s Wave every 3 months. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Nations Direct | People’s Wave |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (12 ratings)](https://appshunter.io/ios/app/nations-direct/id1200369339/reviews)** | [2.8 (36 ratings)](https://appshunter.io/ios/app/peoples-wave/id1317192647/reviews) |
| Number of ratings | 12 | **36** |
| Positive reviews | **16.7% of reviews** | 12.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 88 MB | 47 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Nations Trust Bank PLC](https://appshunter.io/developer/1179695146) | [People's Bank of Sri Lanka](https://appshunter.io/developer/1317192646) |

## What reviewers say

### Nations Direct

[App page](https://appshunter.io/ios/app/nations-direct/id1200369339)

This app offers a comprehensive digital banking experience, providing secure and seamless access to financial services. Manage your accounts, track goals, and get support 24/7 with advanced security features.

**Highlights:** Single Sign On, Personal Financial Management, 24/7 Relationship Manager Support, Schedule Future Payments, Cash Advance from Credit Cards, Biometric Security

**Features:** Vision Pro support

**In-app purchases:** none


### People’s Wave

[App page](https://appshunter.io/ios/app/peoples-wave/id1317192647)

Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, and access account details anytime, anywhere. Offers tools like loan calculators and digital tips for a seamless banking experience.

**Highlights:** Account balance checks, Fund transfers, Bill payments, Transaction history, Credit card management, Branch and ATM locator, Loan and pension calculators

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Nations Direct free?

Nations Direct is free to download, with no in-app purchases.

### Is People’s Wave free?

People’s Wave is free to download, with no in-app purchases.

### Which has better reviews, Nations Direct or People’s Wave?

Nations Direct is rated higher. Nations Direct averages 3.9 out of 5 from 12 ratings, while People’s Wave averages 2.8 from 36 ratings.

### Do Nations Direct or People’s Wave have ads?

Neither Nations Direct nor People’s Wave shows ads.

### Which is updated more often, Nations Direct or People’s Wave?

Nations Direct ships an update every 2 months, and People’s Wave every 3 months. Most recently, Nations Direct was updated on September 21, 2026 and People’s Wave on September 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*