# Nations Direct vs ComBank Q Plus Payment App

The clearest difference is rating: Nations Direct at 3.9 against ComBank Q Plus Payment App's 3.0. Nations Direct also leads on ratings volume (12 vs 4). ComBank Q Plus Payment App's advantage is review sentiment (25% vs 16%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nations Direct holds the better App Store score, 3.9 against 3.0. Both are backed by a comparable volume of ratings — 12 and 4 respectively. Written reviews complicate that: 16% of Nations Direct's written reviews are positive against 25% of ComBank Q Plus Payment App's, so the app with the better star average is not the one people write more warmly about.

Nations Direct ships an update every 2 months, ComBank Q Plus Payment App every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Nations Direct | ComBank Q Plus Payment App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (12 ratings)](https://appshunter.io/ios/app/nations-direct/id1200369339/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/combank-q-plus-payment-app/id1470193867/reviews) |
| Number of ratings | **12** | 4 |
| Positive reviews | 16.1% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 88 MB | 72 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nations Trust Bank PLC](https://appshunter.io/developer/1179695146) | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) |

## What reviewers say

### Nations Direct

[App page](https://appshunter.io/ios/app/nations-direct/id1200369339)

This app offers a comprehensive digital banking experience, providing secure and seamless access to financial services. Manage your accounts, track goals, and get support 24/7 with advanced security features.

**Highlights:** Single Sign On, Personal Financial Management, 24/7 Relationship Manager Support, Schedule Future Payments, Cash Advance from Credit Cards, Biometric Security

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Superior banking app in Sri Lanka
- ✨ Great UI/UX improvements
- 🚀 Smooth performance (Flutter)
- 👍 Convenient banking experience

**What reviewers complain about**

- 🐛 Login issues and errors
- 🐛 App crashes and instability
- 🐛 Incompatibility with older iPhones/iOS
- 🔒 Frequent password change requirement
- 🐛 Basic functionalities not working

**Reported bugs**

- App not working/functional
- Cannot login
- Forgotten username retrieval issues
- Password rejected after reset
- App regarded as not secure device

**Requested features**

- Implement Face ID/Biometric login
- Make password change optional with 2FA
- Improve features compared to international apps
- Allow deletion of registered billers
- Show remarks on inter-account transfers


### ComBank Q Plus Payment App

[App page](https://appshunter.io/ios/app/combank-q-plus-payment-app/id1470193867)

This app enables QR code-based payments globally, supporting Visa and MasterCard. Users can register up to five of their eligible cards to make fast and secure transactions by scanning a QR code, entering the amount, and their PIN. It also allows for transaction history inquiries and dispute resolution.

**Highlights:** QR code payments, Global payment support, Visa and MasterCard compatible, Card registration (up to 5), Transaction history, Dispute resolution

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Nations Direct free?

Nations Direct is free to download, with no in-app purchases.

### Is ComBank Q Plus Payment App free?

ComBank Q Plus Payment App is free to download, with no in-app purchases.

### Which has better reviews, Nations Direct or ComBank Q Plus Payment App?

Nations Direct is rated higher. Nations Direct averages 3.9 out of 5 from 12 ratings, while ComBank Q Plus Payment App averages 3.0 from 4 ratings.

### Do Nations Direct or ComBank Q Plus Payment App have ads?

Neither Nations Direct nor ComBank Q Plus Payment App shows ads.

### Which is updated more often, Nations Direct or ComBank Q Plus Payment App?

Nations Direct ships an update every 2 months, and ComBank Q Plus Payment App every 3 months. Most recently, Nations Direct was updated on November 2, 2026 and ComBank Q Plus Payment App on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*