# Nations Direct vs Expense Tracker

The clearest difference is in-app purchases: Nations Direct at none against Expense Tracker's 3. Nations Direct also leads on iOS requirement (15.0 vs 26.0). Expense Tracker's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. Nations Direct asks for nothing beyond the download.

Nations Direct ships an update every 2 months, Expense Tracker every 3 weeks. The most recent releases landed on October 21, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Nations Direct | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (12 ratings)](https://appshunter.io/ios/app/nations-direct/id1200369339/reviews)** | — |
| Number of ratings | **12** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 88 MB | 66 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Nations Trust Bank PLC](https://appshunter.io/developer/1179695146) | [Yasitha Gamage](https://appshunter.io/developer/6775015749) |

## What reviewers say

### Nations Direct

[App page](https://appshunter.io/ios/app/nations-direct/id1200369339)

This app offers a comprehensive digital banking experience, providing secure and seamless access to financial services. Manage your accounts, track goals, and get support 24/7 with advanced security features.

**Highlights:** Single Sign On, Personal Financial Management, 24/7 Relationship Manager Support, Schedule Future Payments, Cash Advance from Credit Cards, Biometric Security

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Superior banking app in Sri Lanka
- ✨ Great UI/UX improvements
- 🚀 Smooth performance (Flutter)
- 👍 Convenient banking experience

**What reviewers complain about**

- 🐛 Login issues and errors
- 🐛 App crashes and instability
- 🐛 Incompatibility with older iPhones/iOS
- 🔒 Frequent password change requirement
- 🐛 Basic functionalities not working

**Reported bugs**

- App not working/functional
- Cannot login
- Forgotten username retrieval issues
- Password rejected after reset
- App regarded as not secure device

**Requested features**

- Implement Face ID/Biometric login
- Make password change optional with 2FA
- Improve features compared to international apps
- Allow deletion of registered billers
- Show remarks on inter-account transfers


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-pockomint/id6775015747)

**Features:** iMessage stickers

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pockomint Max Monthly | $3.99 | per month |
| Pockomint Max Annual | $39.99 | per year |
| Pockomint Max Lifetime | $129.99 | one-time |


## Frequently asked questions

### Is Nations Direct free?

Nations Direct is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Nations Direct or Expense Tracker have ads?

Neither Nations Direct nor Expense Tracker shows ads.

### Which is updated more often, Nations Direct or Expense Tracker?

Nations Direct ships an update every 2 months, and Expense Tracker every 3 weeks. Most recently, Nations Direct was updated on October 21, 2026 and Expense Tracker on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*