# Co vs PBAS

The clearest difference is review sentiment: Co at 18% against PBAS's 0%. Co also leads on update cadence (every 6 weeks vs every 5 months). PBAS's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Co ships an update every 6 weeks, PBAS every 5 months. The most recent releases landed on October 21, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Co | PBAS |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **17.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 51 MB | 46 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Co-operators Group Limited](https://appshunter.io/developer/392708561) | [Prudent Benefits Administration Services Inc](https://appshunter.io/developer/1402061832) |

## What reviewers say

### Co

[App page](https://appshunter.io/ios/app/co-operators-online-services/id1203319537)

Access your insurance policy details, including auto liability slips and home/auto coverage. Easily make claims or payments for personal home, auto, farm, and business policies. Find contact information for your policies and Co-operators.

**Highlights:** View auto insurance liability slips, Sign in with Touch ID, Face ID, or PIN, Make claims for home, auto, farm, and business, View policy details and coverage, Make payments, Find contact information

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### PBAS

[App page](https://appshunter.io/ios/app/pbas/id1556076646)

Access your health and dental benefits anytime, anywhere. Submit claims, check balances, and review your claim history with this user-friendly application.

**Highlights:** Round-the-clock benefit access, Submit claims easily, Check benefit balances, View claim history, User-friendly interface

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Co free?

Co is free to download, with no in-app purchases.

### Is PBAS free?

PBAS is free to download, with no in-app purchases.

### Do Co or PBAS have ads?

Neither Co nor PBAS shows ads.

### Which is updated more often, Co or PBAS?

Co ships an update every 6 weeks, and PBAS every 5 months. Most recently, Co was updated on October 21, 2026 and PBAS on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*