# UBL Digital vs JS Mobile

The clearest difference is ratings volume: UBL Digital at 7.4K against JS Mobile's 249. UBL Digital also leads on update cadence (fortnightly vs every 6 weeks) and review sentiment (49% vs 35%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for UBL Digital against 4.6 for JS Mobile. That said, the two scores are not equally well evidenced: UBL Digital has 7.4K ratings behind it against 249, so its average is the more settled of the two. Written reviews are what separate them: 49% of UBL Digital's written reviews are positive against 35% of JS Mobile's.

UBL Digital ships an update fortnightly, JS Mobile every 6 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | UBL Digital | JS Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.4K ratings)](https://appshunter.io/ios/app/ubl-digital-safe-banking/id1203678041/reviews)** | [4.6 (249 ratings)](https://appshunter.io/ios/app/js-mobile/id1561630920/reviews) |
| Number of ratings | **7.4K** | 249 |
| Positive reviews | **48.9% of reviews** | 34.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 448 MB | 321 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UBL](https://appshunter.io/developer/703012650) | [JS Bank Limited](https://appshunter.io/developer/1369107114) |

## What reviewers say

### UBL Digital

[App page](https://appshunter.io/ios/app/ubl-digital-safe-banking/id1203678041)

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

**Highlights:** Secure transactions, Bill payments, Fund transfers, Instant account opening, Biometric verification, Card management, Transaction tracking

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Impressive security features
- 👍 User-friendly sign-up process
- 🚀 Smooth and responsive app
- 👍 Reliable banking services
- 👍 Convenient digital banking

**What reviewers complain about**

- 🐛 Recurring login issues
- 🐛 Buggy app updates
- 🐛 Inability to edit/delete payees
- 🐛 Inconsistent OTP functionality
- 🐛 Biometric verification problems

**Reported bugs**

- App crashes on launch
- Payee list not loading
- Inability to change phone number
- Compatibility issues with new devices

**Requested features**

- Ability to manually enter OTP
- Option to receive OTP via email
- Improved bill management features
- Seamless multi-account support
- Enhanced transaction history and search


### JS Mobile

[App page](https://appshunter.io/ios/app/js-mobile/id1561630920)

Manage your bank account instantly from your device. Access account information, transfer funds securely, and pay bills on the go. Easily locate nearby branches and ATMs for convenient banking.

**Highlights:** Instant account access, View account balance and statements, Fund transfers, Utility bill payments, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UBL Digital free?

UBL Digital is free to download, with no in-app purchases.

### Is JS Mobile free?

JS Mobile is free to download, with no in-app purchases.

### Which has better reviews, UBL Digital or JS Mobile?

UBL Digital is rated higher. UBL Digital averages 4.6 out of 5 from 7.4K ratings, while JS Mobile averages 4.6 from 249 ratings.

### Do UBL Digital or JS Mobile have ads?

Neither UBL Digital nor JS Mobile shows ads.

### Which is updated more often, UBL Digital or JS Mobile?

UBL Digital ships an update fortnightly, and JS Mobile every 6 weeks. Most recently, UBL Digital was updated on November 3, 2026 and JS Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*