# UBL Digital vs Kuickpay

The clearest difference is review sentiment: UBL Digital at 49% against Kuickpay's 0%. UBL Digital also leads on rating (4.6 vs 1.0) and ratings volume (7.4K vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBL Digital holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: UBL Digital has 7.4K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 49% of UBL Digital's written reviews are positive against 0% of Kuickpay's.

UBL Digital ships an update fortnightly, Kuickpay every 5 weeks. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | UBL Digital | Kuickpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.4K ratings)](https://appshunter.io/ios/app/ubl-digital-safe-banking/id1203678041/reviews)** | [1.0 (3 ratings)](https://appshunter.io/ios/app/kuickpay/id6476650502/reviews) |
| Number of ratings | **7.4K** | 3 |
| Positive reviews | **48.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 448 MB | 133 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UBL](https://appshunter.io/developer/703012650) | [Innovarge Technologies Private Limited](https://appshunter.io/developer/1016417347) |

## What reviewers say

### UBL Digital

[App page](https://appshunter.io/ios/app/ubl-digital-safe-banking/id1203678041)

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

**Highlights:** Secure transactions, Bill payments, Fund transfers, Instant account opening, Biometric verification, Card management, Transaction tracking

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Impressive security features
- 👍 User-friendly sign-up process
- 🚀 Smooth and responsive app
- 👍 Reliable banking services
- 👍 Convenient digital banking

**What reviewers complain about**

- 🐛 Recurring login issues
- 🐛 Buggy app updates
- 🐛 Inability to edit/delete payees
- 🐛 Inconsistent OTP functionality
- 🐛 Biometric verification problems

**Reported bugs**

- App crashes on launch
- Payee list not loading
- Inability to change phone number
- Compatibility issues with new devices

**Requested features**

- Ability to manually enter OTP
- Option to receive OTP via email
- Improved bill management features
- Seamless multi-account support
- Enhanced transaction history and search


### Kuickpay

[App page](https://appshunter.io/ios/app/kuickpay/id6476650502)

Manage your finances effortlessly with this secure bill payment app. Pay bills, track payments, and set reminders with a user-friendly interface. Enjoy a stress-free and efficient financial control experience.

**Highlights:** Secure bill payments, Beneficiary management, Payment history tracking, Personalized reminders, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBL Digital free?

UBL Digital is free to download, with no in-app purchases.

### Is Kuickpay free?

Kuickpay is free to download, with no in-app purchases.

### Which has better reviews, UBL Digital or Kuickpay?

UBL Digital is rated higher. UBL Digital averages 4.6 out of 5 from 7.4K ratings, while Kuickpay averages 1.0 from 3 ratings.

### Do UBL Digital or Kuickpay have ads?

Neither UBL Digital nor Kuickpay shows ads.

### Which is updated more often, UBL Digital or Kuickpay?

UBL Digital ships an update fortnightly, and Kuickpay every 5 weeks. Most recently, UBL Digital was updated on November 8, 2026 and Kuickpay on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*