# UBL Digital vs SubWise

The clearest difference is in-app purchases: UBL Digital at none against SubWise's 4. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SubWise sells 4 in-app purchases, starting at $2.99 per month. UBL Digital asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 21, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | UBL Digital | SubWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.4K ratings)](https://appshunter.io/ios/app/ubl-digital-safe-banking/id1203678041/reviews)** | — |
| Number of ratings | **7.4K** | — |
| Positive reviews | 49.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | — |
| Size | 451 MB | 53 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UBL](https://appshunter.io/developer/703012650) | [Mikael Ali Khan](https://appshunter.io/developer/6803904866) |

## What reviewers say

### UBL Digital

[App page](https://appshunter.io/ios/app/ubl-digital-safe-banking/id1203678041)

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

**Highlights:** Secure transactions, Bill payments, Fund transfers, Instant account opening, Biometric verification, Card management, Transaction tracking

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Impressive security features
- 👍 User-friendly sign-up process
- 🚀 Smooth and responsive app
- 👍 Reliable banking services
- 👍 Convenient digital banking

**What reviewers complain about**

- 🐛 Recurring login issues
- 🐛 Buggy app updates
- 🐛 Inability to edit/delete payees
- 🐛 Inconsistent OTP functionality
- 🐛 Biometric verification problems

**Reported bugs**

- App crashes on launch
- Payee list not loading
- Inability to change phone number
- Compatibility issues with new devices

**Requested features**

- Ability to manually enter OTP
- Option to receive OTP via email
- Improved bill management features
- Seamless multi-account support
- Enhanced transaction history and search


### SubWise

[App page](https://appshunter.io/ios/app/subwise-subscription-tracker/id6803904864)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Protect | $2.99 | per month |
| Plus Monthly | $7.99 | per month |
| Protect Annual | $24.99 | per year |
| Plus Annual | $64.99 | per year |


## Frequently asked questions

### Is UBL Digital free?

UBL Digital is free to download, with no in-app purchases.

### Is SubWise free?

SubWise is free to download, with in-app purchases available.

### Do UBL Digital or SubWise have ads?

Neither UBL Digital nor SubWise shows ads.

### Which is updated more often, UBL Digital or SubWise?

UBL Digital ships an update every 2 weeks, and SubWise every 2 weeks. Most recently, UBL Digital was updated on September 21, 2026 and SubWise on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*