# Spare vs Bulder

Spare and Bulder both sit at 4.6 stars, but that hides the real split: 100% of Bulder's written reviews are positive against 80% of Spare's. Spare's advantage is iOS requirement (16.0 vs 18.4). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bulder holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 73 and 31 respectively. Written reviews point the same way: 80% of Spare's written reviews are positive against 100% of Bulder's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spare | Bulder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (73 ratings)](https://appshunter.io/ios/app/spare/id1203703116/reviews) | **[4.8 (31 ratings)](https://appshunter.io/ios/app/bulder/id1449465444/reviews)** |
| Number of ratings | **73** | 31 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 90 MB | 150 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DNB ASA](https://appshunter.io/developer/390631217) | [SPAREBANKEN NORGE](https://appshunter.io/developer/557140165) |

## What reviewers say

### Spare

[App page](https://appshunter.io/ios/app/spare/id1203703116)

Manage your savings and investments across multiple banks. Easily set up regular savings in funds, stocks, or savings accounts. Track your pension and learn about different investment options.

**Highlights:** Consolidated savings overview, Regular saving setup, Mutual fund management, Stock trading on global exchanges, Pension tracking, Share savings account management, Personalized savings news

**In-app purchases:** none


### Bulder

[App page](https://appshunter.io/ios/app/bulder/id1449465444)

This banking app offers a forward-looking view of your finances, identifying upcoming subscriptions, bills, and income. It includes features like a bill scanner, receipt collector, and smart mortgage options that automatically adjust to better rates.

**Highlights:** Future financial projections, Subscription and bill recognition, Invoice scanner, Receipt collector, Smart mortgage with automatic rate adjustments, Personalized savings goals, Support for Apple Pay, Garmin Pay, and Fitbit Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spare free?

Spare is free to download, with no in-app purchases.

### Is Bulder free?

Bulder is free to download, with no in-app purchases.

### Which has better reviews, Spare or Bulder?

Bulder is rated higher. Spare averages 4.6 out of 5 from 73 ratings, while Bulder averages 4.8 from 31 ratings.

### Do Spare or Bulder have ads?

Neither Spare nor Bulder shows ads.

### Which is updated more often, Spare or Bulder?

Spare ships an update every 2 weeks, and Bulder every 2 weeks. Most recently, Spare was updated on October 24, 2026 and Bulder on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*