# 如易贷 vs 时小融

The clearest difference is update cadence: 时小融 at every 8 days against 如易贷's every 3 months. 如易贷's advantage is iOS requirement (8.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

如易贷 ships an update every 3 months, 时小融 every 8 days. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 如易贷 | 时小融 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 8 days** |
| Size | 25 MB | 58 MB |
| Requires iOS | **8.0** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [德清金汇小额贷款有限公司](https://appshunter.io/developer/1353352360) | [Shishi Huxin (Wuhan) Digital Technology Co., Ltd.](https://appshunter.io/developer/1735701583) |

## What reviewers say

### 如易贷

[App page](https://appshunter.io/ios/app/id1205385870)

**In-app purchases:** none


### 时小融

[App page](https://appshunter.io/ios/app/id6479358893)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 如易贷 free?

如易贷 is free to download, with no in-app purchases.

### Is 时小融 free?

时小融 is free to download, with no in-app purchases.

### Do 如易贷 or 时小融 have ads?

Neither 如易贷 nor 时小融 shows ads.

### Which is updated more often, 如易贷 or 时小融?

如易贷 ships an update every 3 months, and 时小融 every 8 days. Most recently, 如易贷 was updated on October 15, 2026 and 时小融 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*