# 통합 모바일 전자서명 vs NH스마트뱅킹

The clearest difference is update cadence: NH스마트뱅킹 at every 2 weeks against 통합 모바일 전자서명's every 2 months. NH스마트뱅킹 also leads on review sentiment (20% vs 0%). 통합 모바일 전자서명's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

통합 모바일 전자서명 ships an update every 2 months, NH스마트뱅킹 every 2 weeks. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | 통합 모바일 전자서명 | NH스마트뱅킹 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.3 (44 ratings)](https://appshunter.io/ios/app/nh/id1444712671/reviews)** |
| Number of ratings | — | **44** |
| Positive reviews | 0.0% of reviews | **19.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 17 MB | 152 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Finotek](https://appshunter.io/developer/1193141987) | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) |

## What reviewers say

### 통합 모바일 전자서명

[App page](https://appshunter.io/ios/app/id1206180546)

This app allows users to electronically sign real estate registration documents using their public certificates on a smartphone. It streamlines the process for secured loans by enabling digital signatures for various registration-related documents.

**Highlights:** Electronic signing of registration documents, Utilizes public certificates for verification, Supports various secured loan registration documents, Streamlined digital signature process, Compatible with major financial institutions

**Features:** macOS Compatibility

**In-app purchases:** none


### NH스마트뱅킹

[App page](https://appshunter.io/ios/app/nh/id1444712671)

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

**Highlights:** Personalized main screen with quick access to transactions, Large font mode for easier viewing, Simplified banking with easy password login and transfers, Open banking for managing accounts from other banks, Integrated asset management and financial planning, Non-face-to-face account opening and product subscriptions, Global banking services in 9 languages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Convenient for basic banking (some users)
- 👍 Improved UI over time (some users)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and errors
- 🐛 Slow loading times
- 🐛 Inconsistent performance
- 🐛 Issues with authentication and certificates

**Reported bugs**

- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.

**Requested features**

- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality


## Frequently asked questions

### Is 통합 모바일 전자서명 free?

통합 모바일 전자서명 is free to download, with no in-app purchases.

### Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

### Do 통합 모바일 전자서명 or NH스마트뱅킹 have ads?

Neither 통합 모바일 전자서명 nor NH스마트뱅킹 shows ads.

### Which is updated more often, 통합 모바일 전자서명 or NH스마트뱅킹?

통합 모바일 전자서명 ships an update every 2 months, and NH스마트뱅킹 every 2 weeks. Most recently, 통합 모바일 전자서명 was updated on November 2, 2026 and NH스마트뱅킹 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*