# PayPay証券 つみたてロボ貯蓄 vs PayPay銀行　ローン

The clearest difference is rating: PayPay証券 つみたてロボ貯蓄 at 5.0 against PayPay銀行　ローン's 4.6. PayPay証券 つみたてロボ貯蓄 also leads on update cadence (every 6 weeks vs every 6 months) and review sentiment (46% vs 31%). PayPay銀行　ローン's advantage is ratings volume (12K vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPay証券 つみたてロボ貯蓄 holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: PayPay銀行　ローン has 12K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 46% of PayPay証券 つみたてロボ貯蓄's written reviews are positive against 31% of PayPay銀行　ローン's.

PayPay証券 つみたてロボ貯蓄 ships an update every 6 weeks, PayPay銀行　ローン every 6 months. The most recent releases landed on September 11, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | PayPay証券 つみたてロボ貯蓄 | PayPay銀行　ローン |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paypay/id1207185286/reviews)** | [4.6 (12K ratings)](https://appshunter.io/ios/app/paypay/id1474784110/reviews) |
| Number of ratings | 1 | **12K** |
| Positive reviews | **46.0% of reviews** | 30.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 6 months |
| Monetization | Free | Free |
| Size | 39 MB | 52 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPay証券株式会社](https://appshunter.io/developer/898754725) | [PayPay Bank Corporation](https://appshunter.io/developer/645873249) |

## What reviewers say

### PayPay証券 つみたてロボ貯蓄

[App page](https://appshunter.io/ios/app/paypay/id1207185286)

Start investing in carefully selected US stocks with just 1,000 yen. This app automates your investments, allowing you to set your own schedules and preferred amounts. It also handles automatic selling based on your desired price or date, making investing simple and accessible.

**Highlights:** Automated recurring investments, Start with 1,000 yen, Automatic selling by amount or date, Invest without timing concerns, Receive dividends and distributions, Link bank accounts for easy payment

**In-app purchases:** none


### PayPay銀行　ローン

[App page](https://appshunter.io/ios/app/paypay/id1474784110)

Access loans quickly and easily through this banking app. Log in with patterns or biometrics, apply for loans, and manage your borrowing and repayment all from your smartphone. Receive push notifications for repayment reminders.

**Highlights:** Pattern and biometric login, In-app loan application, Upload identification and income documents, Check loan application status, View available credit limits, Additional borrowing and repayment, Repayment date push notifications

**In-app purchases:** none


## Frequently asked questions

### Is PayPay証券 つみたてロボ貯蓄 free?

PayPay証券 つみたてロボ貯蓄 is free to download, with no in-app purchases.

### Is PayPay銀行　ローン free?

PayPay銀行　ローン is free to download, with no in-app purchases.

### Which has better reviews, PayPay証券 つみたてロボ貯蓄 or PayPay銀行　ローン?

PayPay証券 つみたてロボ貯蓄 is rated higher. PayPay証券 つみたてロボ貯蓄 averages 5.0 out of 5 from 1 ratings, while PayPay銀行　ローン averages 4.6 from 12K ratings.

### Do PayPay証券 つみたてロボ貯蓄 or PayPay銀行　ローン have ads?

Neither PayPay証券 つみたてロボ貯蓄 nor PayPay銀行　ローン shows ads.

### Which is updated more often, PayPay証券 つみたてロボ貯蓄 or PayPay銀行　ローン?

PayPay証券 つみたてロボ貯蓄 ships an update every 6 weeks, and PayPay銀行　ローン every 6 months. Most recently, PayPay証券 つみたてロボ貯蓄 was updated on September 11, 2026 and PayPay銀行　ローン on September 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*