# PayMe vs Access More

The clearest difference is rating: Access More at 4.7 against PayMe's 3.9. Access More also leads on in-app purchases (none vs 1) and ads (none vs shown). On price, review sentiment, update cadence and device support there is nothing between them.

Both are free to download. PayMe sells 1 one-off in-app purchase. Access More asks for nothing beyond the download.

Access More holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 70% of PayMe's written reviews are positive against 66% of Access More's, so the app with the better star average is not the one people write more warmly about.

PayMe ships an update every 2 months, Access More monthly. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | PayMe | Access More |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (7 ratings)](https://appshunter.io/ios/app/payme-qr-code-transactions/id1207632694/reviews) | **[4.7 (119K ratings)](https://appshunter.io/ios/app/access-more/id1501024389/reviews)** |
| Number of ratings | 7 | **119K** |
| Positive reviews | **70.0% of reviews** | 65.9% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 10 MB | 232 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Dominik Brandlberger](https://appshunter.io/developer/1207001845) | [Access Bank Plc](https://appshunter.io/developer/730325314) |

## What reviewers say

### PayMe

[App page](https://appshunter.io/ios/app/payme-qr-code-transactions/id1207632694)

Easily generate QR codes for SEPA transfers to simplify your payments. Customize transfer details and process payments quickly by scanning the generated code. The app ensures secure and reliable transactions, even offline.

**Highlights:** QR code generation for SEPA transfers, Customizable transfer details, Fast payment processing via scanning, Offline QR code generation, Secure and reliable transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads | $0.99 | one-time |


### Access More

[App page](https://appshunter.io/ios/app/access-more/id1501024389)

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

**Highlights:** Quick account opening, Personalized dashboards and themes, Investment services, Loan and visa applications, Bill payments and transfers, Card and cheque services, Airtime top-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing

**Reported bugs**

- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues

**Requested features**

- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management


## Frequently asked questions

### Is PayMe free?

PayMe is free to download, with in-app purchases available.

### Is Access More free?

Access More is free to download, with no in-app purchases.

### Which has better reviews, PayMe or Access More?

Access More is rated higher. PayMe averages 3.9 out of 5 from 7 ratings, while Access More averages 4.7 from 119K ratings.

### Do PayMe or Access More have ads?

PayMe shows ads; Access More does not.

### Which is updated more often, PayMe or Access More?

PayMe ships an update every 2 months, and Access More monthly. Most recently, PayMe was updated on October 14, 2026 and Access More on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*