# Owy vs Balanced Budgets

The clearest difference is iOS requirement: Owy at 10.0 against Balanced Budgets's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Owy ships an update every 3 weeks, Balanced Budgets every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Owy | Balanced Budgets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/owy/id1207669397/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | — |
| Size | 20 MB | 2 MB |
| Requires iOS | **10.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jordy Sinke](https://appshunter.io/developer/1107303906) | [Robert Kapiszka](https://appshunter.io/developer/1496564714) |

## What reviewers say

### Owy

[App page](https://appshunter.io/ios/app/owy/id1207669397)

Easily track what friends owe you with quick entry and automated reminders. Send a one-tap message to get your items back. Get your money or belongings returned efficiently.

**Highlights:** Track items friends owe, Quick item entry, Automated reminders, One-tap messaging, Bug reporting via email

**Features:** macOS Compatibility

**In-app purchases:** none


### Balanced Budgets

[App page](https://appshunter.io/ios/app/balanced-budgets/id1496564715)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Owy free?

Owy is free to download, with no in-app purchases.

### Is Balanced Budgets free?

Balanced Budgets is free to download, with no in-app purchases.

### Do Owy or Balanced Budgets have ads?

Neither Owy nor Balanced Budgets shows ads.

### Which is updated more often, Owy or Balanced Budgets?

Owy ships an update every 3 weeks, and Balanced Budgets every 5 weeks. Most recently, Owy was updated on November 2, 2026 and Balanced Budgets on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*