# Owy vs LenderApp

The clearest difference is in-app purchases: Owy at none against LenderApp's 4. Owy also leads on ads (none vs shown) and iOS requirement (10.0 vs 13.0). On price, update cadence and device support there is nothing between them.

Both are free to download. LenderApp sells 4 in-app purchases, starting at $4.99 per month. Owy asks for nothing beyond the download.

Owy ships an update every 3 weeks, LenderApp every 2 weeks. The most recent releases landed on October 7, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Owy | LenderApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/owy/id1207669397/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 20 MB | 131 MB |
| Requires iOS | **10.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jordy Sinke](https://appshunter.io/developer/1107303906) | [HackSonDev, LLC](https://appshunter.io/developer/1657931946) |

## What reviewers say

### Owy

[App page](https://appshunter.io/ios/app/owy/id1207669397)

Easily track what friends owe you with quick entry and automated reminders. Send a one-tap message to get your items back. Get your money or belongings returned efficiently.

**Highlights:** Track items friends owe, Quick item entry, Automated reminders, One-tap messaging, Bug reporting via email

**Features:** macOS Compatibility

**In-app purchases:** none


### LenderApp

[App page](https://appshunter.io/ios/app/lenderapp-loan-tracker/id6809188787)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LenderApp Pro Mensual | $4.99 | per month |
| LenderApp Business Mensual | $14.99 | per month |
| LenderApp Pro Anual | $39.99 | per year |
| LenderApp Business Anual | $119.99 | per year |


## Frequently asked questions

### Is Owy free?

Owy is free to download, with no in-app purchases.

### Is LenderApp free?

LenderApp is free to download, with in-app purchases available.

### Do Owy or LenderApp have ads?

LenderApp shows ads; Owy does not.

### Which is updated more often, Owy or LenderApp?

Owy ships an update every 3 weeks, and LenderApp every 2 weeks. Most recently, Owy was updated on October 7, 2026 and LenderApp on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*