# OSON vs Paynet

The clearest difference is rating: Paynet at 4.6 against OSON's 3.8. Paynet also leads on monetization model (free vs ad-supported) and review sentiment (43% vs 32%). OSON's advantage is iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paynet holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: Paynet has 190 ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 32% of OSON's written reviews are positive against 43% of Paynet's.

OSON ships an update every 3 weeks, Paynet every 2 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | OSON | Paynet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (34 ratings)](https://appshunter.io/ios/app/oson/id1207834182/reviews) | **[4.6 (190 ratings)](https://appshunter.io/ios/app/paynet/id1307888692/reviews)** |
| Number of ratings | 34 | **190** |
| Positive reviews | 31.6% of reviews | **42.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 131 MB | 199 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Brio Group, MCJS](https://appshunter.io/developer/1207834181) | [JV Paynet LLC](https://appshunter.io/developer/1307888691) |

## What reviewers say

### OSON

[App page](https://appshunter.io/ios/app/oson/id1207834182)

Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.

**Highlights:** Commission-free payments, Card-to-card money transfers, QR code payments, Expense tracking and analytics, OSON eSIM for global internet, Secure transactions with PCI DSS certification

**Features:** Vision Pro support

**In-app purchases:** none


### Paynet

[App page](https://appshunter.io/ios/app/paynet/id1307888692)

This app allows users to top up balances, make payments, transfer funds, and store money. It supports card-to-card transfers, payments for over 1000 services, checking bank card balances, and tracking expenses through payment history.

**Highlights:** Card-to-card money transfers, Payments for over 1000 services, Check bank card balances, Track expenses via payment history, Top up balances

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OSON free?

OSON is free to download, with no in-app purchases.

### Is Paynet free?

Paynet is free to download, with no in-app purchases.

### Which has better reviews, OSON or Paynet?

Paynet is rated higher. OSON averages 3.8 out of 5 from 34 ratings, while Paynet averages 4.6 from 190 ratings.

### Do OSON or Paynet have ads?

Neither OSON nor Paynet shows ads.

### Which is updated more often, OSON or Paynet?

OSON ships an update every 3 weeks, and Paynet every 2 weeks. Most recently, OSON was updated on October 14, 2026 and Paynet on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
