# Bci vs Aloha Pay

The clearest difference is update cadence: Bci at every 4 days against Aloha Pay's monthly. Bci also leads on ratings volume (775 vs 1). Aloha Pay's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aloha Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Bci has 775 ratings behind it against 1, so its average is the more settled of the two.

Bci ships an update every 4 days, Aloha Pay monthly. The most recent releases landed on September 26, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Bci | Aloha Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (775 ratings)](https://appshunter.io/ios/app/bci/id1207892426/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/aloha-pay/id6756675174/reviews)** |
| Number of ratings | **775** | 1 |
| Positive reviews | 42.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Monthly |
| Monetization | Free | Free |
| Size | 526 MB | 41 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco Crédito e Inversiones](https://appshunter.io/developer/433448925) | [Aloha System Corp](https://appshunter.io/developer/1775863763) |

## What reviewers say

### Bci

[App page](https://appshunter.io/ios/app/bci/id1207892426)

Manage your finances with ease. This app allows secure login, transfers, bill payments, investment management, and credit card services. It also offers personalized offers and financial insights.

**Highlights:** Secure login with Touch ID/Face ID, Transfers and bill payments, Investment management (Mutual Funds, Term Deposits), Credit card management, Virtual card generation, Financial insights and expense categorization, Personalized offers and discounts

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 💡 Apple Pay/Wallet integration

**What reviewers complain about**

- 🐛 Frequent crashes and app instability
- 🔍 Lack of customization options
- 📢 Intrusive marketing notifications
- 📱 Compatibility issues with older devices

**Reported bugs**

- App not opening or getting stuck on launch
- Disappearance of contact list for transfers

**Requested features**

- Ability to disable marketing notifications
- Immediate reflection of credit card payments


### Aloha Pay

[App page](https://appshunter.io/ios/app/aloha-pay/id6756675174)

Facilitates international payments for travel businesses, allowing them to accept local payment methods and receive funds in their preferred currency quickly and securely. It helps eliminate chargebacks and provides immediate liquidity.

**Highlights:** Accept local payments from international clients, Receive funds in local currency or USD, Eliminate chargeback risk, 24-hour or less fund access, Monitor transactions and manage withdrawals, Supports multiple currencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bci free?

Bci is free to download, with no in-app purchases.

### Is Aloha Pay free?

Aloha Pay is free to download, with no in-app purchases.

### Which has better reviews, Bci or Aloha Pay?

Aloha Pay is rated higher. Bci averages 4.8 out of 5 from 775 ratings, while Aloha Pay averages 5.0 from 1 ratings.

### Do Bci or Aloha Pay have ads?

Neither Bci nor Aloha Pay shows ads.

### Which is updated more often, Bci or Aloha Pay?

Bci ships an update every 4 days, and Aloha Pay monthly. Most recently, Bci was updated on September 26, 2026 and Aloha Pay on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*