# SPEND vs mo

The clearest difference is update cadence: mo at daily against SPEND's every 5 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SPEND ships an update every 5 days, mo daily. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SPEND | mo |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 90.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 days | **Daily** |
| Monetization | Free | — |
| Size | 41 MB | 84 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jaegeun Jeong](https://appshunter.io/developer/1208128586) | [Bind In Co., Ltd.](https://appshunter.io/developer/1895614174) |

## What reviewers say

### SPEND

[App page](https://appshunter.io/ios/app/spend-split-and-track-expenses/id1208128587)

Effortlessly manage group expenses for trips, gatherings, and more. This app intelligently calculates and distributes costs, even handling currency exchange rates and allowing exclusion of specific participants from transactions.

**Highlights:** Expense and transfer tracking, Currency exchange rate support, Selective participant involvement, Automatic remaining amount distribution, Export to Excel (CSV), Individual transaction lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### mo

[App page](https://appshunter.io/ios/app/moa/id6764089097)

**In-app purchases:** none


## Frequently asked questions

### Is SPEND free?

SPEND is free to download, with no in-app purchases.

### Is mo free?

mo is free to download, with no in-app purchases.

### Do SPEND or mo have ads?

Neither SPEND nor mo shows ads.

### Which is updated more often, SPEND or mo?

SPEND ships an update every 5 days, and mo daily. Most recently, SPEND was updated on November 2, 2026 and mo on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*