# SPEND vs Monet

The clearest difference is in-app purchases: SPEND at none against Monet's 1. SPEND also leads on iOS requirement (15.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Monet sells 1 in-app purchase, starting at $2.99 per month. SPEND asks for nothing beyond the download.

SPEND ships an update every 6 days, Monet weekly. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | SPEND | Monet |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 90.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Weekly |
| Monetization | Free | — |
| Size | 40 MB | 15 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Jaegeun Jeong](https://appshunter.io/developer/1208128586) | [RAUL MONTESINOS FERNANDEZ](https://appshunter.io/developer/1778587096) |

## What reviewers say

### SPEND

[App page](https://appshunter.io/ios/app/spend-split-and-track-expenses/id1208128587)

Effortlessly manage group expenses for trips, gatherings, and more. This app intelligently calculates and distributes costs, even handling currency exchange rates and allowing exclusion of specific participants from transactions.

**Highlights:** Expense and transfer tracking, Currency exchange rate support, Selective participant involvement, Automatic remaining amount distribution, Export to Excel (CSV), Individual transaction lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Monet

[App page](https://appshunter.io/ios/app/monet-split-group-bills/id6766398667)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monet Monthly Subscription | $2.99 | per month |


## Frequently asked questions

### Is SPEND free?

SPEND is free to download, with no in-app purchases.

### Is Monet free?

Monet is free to download, with in-app purchases available.

### Do SPEND or Monet have ads?

Neither SPEND nor Monet shows ads.

### Which is updated more often, SPEND or Monet?

SPEND ships an update every 6 days, and Monet weekly. Most recently, SPEND was updated on October 15, 2026 and Monet on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*