# SPEND vs Split Settle

The clearest difference is ads: SPEND at none against Split Settle's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SPEND ships an update every 5 days, Split Settle every 9 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SPEND | Split Settle |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 90.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 9 days |
| Monetization | Free | — |
| Size | 41 MB | 23 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jaegeun Jeong](https://appshunter.io/developer/1208128586) | [DOTNULL Co.,Ltd](https://appshunter.io/developer/1882877131) |

## What reviewers say

### SPEND

[App page](https://appshunter.io/ios/app/spend-split-and-track-expenses/id1208128587)

Effortlessly manage group expenses for trips, gatherings, and more. This app intelligently calculates and distributes costs, even handling currency exchange rates and allowing exclusion of specific participants from transactions.

**Highlights:** Expense and transfer tracking, Currency exchange rate support, Selective participant involvement, Automatic remaining amount distribution, Export to Excel (CSV), Individual transaction lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Split Settle

[App page](https://appshunter.io/ios/app/split-settle-split-bills/id6814345314)

**In-app purchases:** none


## Frequently asked questions

### Is SPEND free?

SPEND is free to download, with no in-app purchases.

### Is Split Settle free?

Split Settle is free to download, with no in-app purchases.

### Do SPEND or Split Settle have ads?

Split Settle shows ads; SPEND does not.

### Which is updated more often, SPEND or Split Settle?

SPEND ships an update every 5 days, and Split Settle every 9 days. Most recently, SPEND was updated on November 2, 2026 and Split Settle on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*