# RPC Onboard vs Spentra

The clearest difference is review sentiment: Spentra at 79% against RPC Onboard's 0%. Spentra also leads on rating (4.8 vs 1.9) and update cadence (every 6 weeks vs every 6 months). RPC Onboard's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spentra holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: Spentra has 943 ratings behind it against 62, so its average is the more settled of the two. Written reviews point the same way: 0% of RPC Onboard's written reviews are positive against 79% of Spentra's.

RPC Onboard ships an update every 6 months, Spentra every 6 weeks. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | RPC Onboard | Spentra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (62 ratings)](https://appshunter.io/ios/app/rpc-onboard/id1208159926/reviews) | **[4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews)** |
| Number of ratings | 62 | **943** |
| Positive reviews | 0.0% of reviews | **79.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 20 MB | 48 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Green Dot Corporation](https://appshunter.io/developer/437092811) | [Spentra, LLC](https://appshunter.io/developer/1440521985) |

## What reviewers say

### RPC Onboard

[App page](https://appshunter.io/ios/app/rpc-onboard/id1208159926)

This app allows employers to assign new rapid! PayCards to employees and manage direct deposit authorizations securely. It facilitates new card registration, provides ATM locators, and offers educational resources for both employees and managers.

**Highlights:** Assign rapid! PayCards, Direct deposit authorization, New card registration, ATM locator, Educational materials, Enroll in 3rd party direct deposit

**Features:** macOS Compatibility

**In-app purchases:** none


### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


## Frequently asked questions

### Is RPC Onboard free?

RPC Onboard is free to download, with no in-app purchases.

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Which has better reviews, RPC Onboard or Spentra?

Spentra is rated higher. RPC Onboard averages 1.9 out of 5 from 62 ratings, while Spentra averages 4.8 from 943 ratings.

### Do RPC Onboard or Spentra have ads?

Neither RPC Onboard nor Spentra shows ads.

### Which is updated more often, RPC Onboard or Spentra?

RPC Onboard ships an update every 6 months, and Spentra every 6 weeks. Most recently, RPC Onboard was updated on October 24, 2026 and Spentra on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*