# MyPoint CU Mobile vs Vanilla Safe

The clearest difference is iOS requirement: Vanilla Safe at 16.0 against MyPoint CU Mobile's 18.4. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | MyPoint CU Mobile | Vanilla Safe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.3K ratings)](https://appshunter.io/ios/app/mypoint-cu-mobile/id1208167808/reviews)** | — |
| Number of ratings | **3.3K** | — |
| Positive reviews | 57.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free with in-app purchases | — |
| Size | 196 MB | 7 MB |
| Requires iOS | 18.4 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MyPoint Credit Union](https://appshunter.io/developer/789768250) | [Vanilla Technologies Inc](https://appshunter.io/developer/6790639472) |

## What reviewers say

### MyPoint CU Mobile

[App page](https://appshunter.io/ios/app/mypoint-cu-mobile/id1208167808)

Consolidate all your financial accounts, even from other institutions, into one organized view. Track balances, transactions, and set alerts for bills and low funds. Securely manage your personal finances on the go.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Secure 4-digit passcode

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Prompt and efficient service
- 💡 Useful for transferring funds to outside accounts
- 👍 Easy to use and well-laid out app
- 👍 Convenient banking experience on mobile

**What reviewers complain about**

- 🐛 Trouble with app updates and reinstallation
- 🐛 Compatibility issues with older devices
- 🐛 Unreliable check deposit functionality
- 🐛 Inaccurate balance display and refresh issues

**Reported bugs**

- App hangs during updates
- Crashes and freezes on login screen
- Incompatible with iOS 17 on iPhone 8

**Requested features**

- Add last 4 digits of credit card on bill pay
- Provide email link to reset password
- Improve notification system for deposits


### Vanilla Safe

[App page](https://appshunter.io/ios/app/vanilla-safe/id6790639470)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyPoint CU Mobile free?

MyPoint CU Mobile is free to download, with no in-app purchases.

### Is Vanilla Safe free?

Vanilla Safe is free to download, with no in-app purchases.

### Do MyPoint CU Mobile or Vanilla Safe have ads?

Neither MyPoint CU Mobile nor Vanilla Safe shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*