# Hao Jin vs TapIn Pay

The clearest difference is rating: Hao Jin at 5.0 against TapIn Pay's 3.0. TapIn Pay's advantage is update cadence (every 2 weeks vs every 3 months) and iOS requirement (11.0 vs 13.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hao Jin holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Hao Jin ships an update every 3 months, TapIn Pay every 2 weeks. The most recent releases landed on August 20, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Hao Jin | TapIn Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hao-jin/id1208883606/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/tapin-pay/id1507308484/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 38 MB | 114 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [QFPay Haojin Fintech Limited](https://appshunter.io/developer/1645830478) | [Tapology Innovation Inc.](https://appshunter.io/developer/1590719918) |

## What reviewers say

### Hao Jin

[App page](https://appshunter.io/ios/app/hao-jin/id1208883606)

This merchant app facilitates money collection and offers integrated membership, loyalty programs, and a meal ordering system. It also provides a developer platform for extended functionality.

**Highlights:** Money collection, Membership programs, Loyalty programs, Meal ordering system, Developer platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TapIn Pay

[App page](https://appshunter.io/ios/app/tapin-pay/id1507308484)

This app simplifies sending, spending, and saving money in Canada. It offers a free custom Mastercard, a unique payment link for in-person and online collections, and flexible e-transfer limits. Receive instant transaction notifications for enhanced financial security.

**Highlights:** Free custom Mastercard, Unique payment link for collections, Online payment collection via chat, Flexible e-transfer limits, Instant transaction notifications, Excel statement export

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Hao Jin free?

Hao Jin is free to download, with no in-app purchases.

### Is TapIn Pay free?

TapIn Pay is free to download, with no in-app purchases.

### Which has better reviews, Hao Jin or TapIn Pay?

Hao Jin is rated higher. Hao Jin averages 5.0 out of 5 from 1 ratings, while TapIn Pay averages 3.0 from 2 ratings.

### Do Hao Jin or TapIn Pay have ads?

Neither Hao Jin nor TapIn Pay shows ads.

### Which is updated more often, Hao Jin or TapIn Pay?

Hao Jin ships an update every 3 months, and TapIn Pay every 2 weeks. Most recently, Hao Jin was updated on August 20, 2026 and TapIn Pay on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*