# IdentityForce vs Lively Benefits

The clearest difference is rating: Lively Benefits at 4.8 against IdentityForce's 3.0. Lively Benefits also leads on review sentiment (55% vs 13%) and ratings volume (9.3K vs 492). IdentityForce's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lively Benefits holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Lively Benefits has 9.3K ratings behind it against 492, so its average is the more settled of the two. Written reviews point the same way: 13% of IdentityForce's written reviews are positive against 55% of Lively Benefits's.

IdentityForce ships an update every 2 months, Lively Benefits every 3 weeks. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | IdentityForce | Lively Benefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (492 ratings)](https://appshunter.io/ios/app/identityforce/id1209090711/reviews) | **[4.8 (9.3K ratings)](https://appshunter.io/ios/app/lively-benefits/id1458289932/reviews)** |
| Number of ratings | 492 | **9.3K** |
| Positive reviews | 13.1% of reviews | **55.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 40 MB | 58 MB |
| Requires iOS | **12.4** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [IdentityForce, Inc](https://appshunter.io/developer/1209090710) | [Lively, Inc.](https://appshunter.io/developer/1458289931) |

## What reviewers say

### IdentityForce

[App page](https://appshunter.io/ios/app/identityforce/id1209090711)

This app provides active members with anywhere access to identity theft protection. It offers advanced fraud monitoring, credit report tracking, and identity restoration services, all secured with two-factor authentication and Touch ID. Stay protected from fraud on the go with timely alerts and secure access.

**Highlights:** Advanced Fraud Monitoring, 3-Bureau Credit Report Monitoring, Identity Restoration Experts, Interactive Identity Alerts, Encrypted Anywhere-Access, Two Factor Authentication (2FA), Device Scanning with VPN

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast alerts
- 🔒 Comprehensive identity protection
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes
- 🔍 Limited app functionality compared to website
- 🤔 Delayed credit score updates
- 🤯 Frustrating login/authentication issues

**Reported bugs**

- App stuck in perpetual login loop
- Face ID/Touch ID not working
- Alerts not displaying properly
- Blank screens and server errors

**Requested features**

- Improve app stability and responsiveness
- Expand app features to match website
- Streamline login and authentication process
- Provide faster credit score updates


### Lively Benefits

[App page](https://appshunter.io/ios/app/lively-benefits/id1458289932)

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

**Highlights:** View important benefit information, Manage account balance and transactions, Initiate and verify claims, Access eligible expense lists, Secure login with 2FA and biometrics

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 🚀 Seamless integration with Apple Wallet
- 👍 Elegant and intuitive app design
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Crashes and glitches
- 🔒 Security concerns
- 🐛 Unreliable app performance
- 🔒 Invasive data collection

**Reported bugs**

- Login failures
- Contribution tracking issues
- Debit card malfunctions
- Inability to make contributions
- Blank app screens

**Requested features**

- Two-factor authentication
- Improved login process
- Streamlined expense management
- Faster fund transfer speeds
- Enhanced investment options


## Frequently asked questions

### Is IdentityForce free?

IdentityForce is free to download, with no in-app purchases.

### Is Lively Benefits free?

Lively Benefits is free to download, with no in-app purchases.

### Which has better reviews, IdentityForce or Lively Benefits?

Lively Benefits is rated higher. IdentityForce averages 3.0 out of 5 from 492 ratings, while Lively Benefits averages 4.8 from 9.3K ratings.

### Do IdentityForce or Lively Benefits have ads?

Neither IdentityForce nor Lively Benefits shows ads.

### Which is updated more often, IdentityForce or Lively Benefits?

IdentityForce ships an update every 2 months, and Lively Benefits every 3 weeks. Most recently, IdentityForce was updated on September 18, 2026 and Lively Benefits on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*