# IdentityForce vs Envelope Budget

The clearest difference is review sentiment: Envelope Budget at 100% against IdentityForce's 13%. Envelope Budget also leads on rating (5.0 vs 2.9) and update cadence (every 2 days vs every 2 months). IdentityForce's advantage is in-app purchases (none vs 3) and ratings volume (500 vs 4). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Envelope Budget sells 3 in-app purchases, starting at $3.99 per month. IdentityForce asks for nothing beyond the download.

Envelope Budget holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: IdentityForce has 500 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 13% of IdentityForce's written reviews are positive against 100% of Envelope Budget's.

IdentityForce ships an update every 2 months, Envelope Budget every 2 days. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | IdentityForce | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (500 ratings)](https://appshunter.io/ios/app/identityforce/id1209090711/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124/reviews)** |
| Number of ratings | **500** | 4 |
| Positive reviews | 13.1% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 38 MB | 47 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [IdentityForce, Inc](https://appshunter.io/developer/1209090710) | [Red Seam, Inc](https://appshunter.io/developer/1761287292) |

## What reviewers say

### IdentityForce

[App page](https://appshunter.io/ios/app/identityforce/id1209090711)

This app provides active members with anywhere access to identity theft protection. It offers advanced fraud monitoring, credit report tracking, and identity restoration services, all secured with two-factor authentication and Touch ID. Stay protected from fraud on the go with timely alerts and secure access.

**Highlights:** Advanced Fraud Monitoring, 3-Bureau Credit Report Monitoring, Identity Restoration Experts, Interactive Identity Alerts, Encrypted Anywhere-Access, Two Factor Authentication (2FA), Device Scanning with VPN

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast alerts
- 🔒 Comprehensive identity protection
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes
- 🔍 Limited app functionality compared to website
- 🤔 Delayed credit score updates
- 🤯 Frustrating login/authentication issues

**Reported bugs**

- App stuck in perpetual login loop
- Face ID/Touch ID not working
- Alerts not displaying properly
- Blank screens and server errors

**Requested features**

- Improve app stability and responsiveness
- Expand app features to match website
- Streamline login and authentication process
- Provide faster credit score updates


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124)

Manage your money by assigning every dollar a purpose. Track spending against your budget in real-time, ensuring you know exactly what you can afford to spend. Plan for bills and savings with a clear overview of your finances.

**Highlights:** Envelope budgeting, Paycheck allocation, Transaction tracking, Bank sync (read-only), Bills calendar, Savings goals, Budget reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Membership | $3.99 | per month |
| Annual Membership | $39.99 | per year |
| Lifetime Membership | $59.99 | one-time |


## Frequently asked questions

### Is IdentityForce free?

IdentityForce is free to download, with no in-app purchases.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Which has better reviews, IdentityForce or Envelope Budget?

Envelope Budget is rated higher. IdentityForce averages 2.9 out of 5 from 500 ratings, while Envelope Budget averages 5.0 from 4 ratings.

### Do IdentityForce or Envelope Budget have ads?

Neither IdentityForce nor Envelope Budget shows ads.

### Which is updated more often, IdentityForce or Envelope Budget?

IdentityForce ships an update every 2 months, and Envelope Budget every 2 days. Most recently, IdentityForce was updated on October 21, 2026 and Envelope Budget on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*