# eConsig vs Nio Digital

The clearest difference is rating: eConsig at 4.9 against Nio Digital's 4.5. eConsig also leads on ratings volume (28 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eConsig holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: eConsig has 28 ratings behind it against 2, so its average is the more settled of the two.

eConsig ships an update every 2 months, Nio Digital monthly. The most recent releases landed on October 5, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | eConsig | Nio Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (28 ratings)](https://appshunter.io/ios/app/econsig/id1209101894/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/nio-digital/id1634815541/reviews) |
| Number of ratings | **28** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 78 MB | 43 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zetrasoft Ltda](https://appshunter.io/developer/1209101893) | [Nio Digital](https://appshunter.io/developer/1634815543) |

## What reviewers say

### eConsig

[App page](https://appshunter.io/ios/app/econsig/id1209101894)

Manage your payroll loans and insurance with ease. Simulate new loans, view your discount statements, and track transactions securely from your mobile device. Stay informed with real-time notifications and access financial institution rate comparisons.

**Highlights:** Simulate payroll loans, View discount statements, Track transactions, Compare financial institution rates, Cancel loan requests, Receive transaction notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Nio Digital

[App page](https://appshunter.io/ios/app/nio-digital/id1634815541)

This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.

**Highlights:** Secured credit card, No annual fees, Reduced interest rates, Exclusive for affiliated users, Available for negative credit, Mastercard Surpreenda benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eConsig free?

eConsig is free to download, with no in-app purchases.

### Is Nio Digital free?

Nio Digital is free to download, with no in-app purchases.

### Which has better reviews, eConsig or Nio Digital?

eConsig is rated higher. eConsig averages 4.9 out of 5 from 28 ratings, while Nio Digital averages 4.5 from 2 ratings.

### Do eConsig or Nio Digital have ads?

Neither eConsig nor Nio Digital shows ads.

### Which is updated more often, eConsig or Nio Digital?

eConsig ships an update every 2 months, and Nio Digital monthly. Most recently, eConsig was updated on October 5, 2026 and Nio Digital on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*