# ULFCU Mobile Banking vs Gulf Coast Bank

ULFCU Mobile Banking and Gulf Coast Bank both sit at 4.8 stars, but that hides the real split: 100% of Gulf Coast Bank's written reviews are positive against 33% of ULFCU Mobile Banking's. Gulf Coast Bank also leads on ads (none vs shown) and update cadence (monthly vs every 3 months). ULFCU Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for ULFCU Mobile Banking against 4.9 for Gulf Coast Bank. That said, the two scores are not equally well evidenced: Gulf Coast Bank has 2K ratings behind it against 362, so its average is the more settled of the two. Written reviews are what separate them: 33% of ULFCU Mobile Banking's written reviews are positive against 100% of Gulf Coast Bank's.

ULFCU Mobile Banking ships an update every 3 months, Gulf Coast Bank monthly. The most recent releases landed on September 18, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | ULFCU Mobile Banking | Gulf Coast Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (362 ratings)](https://appshunter.io/ios/app/ulfcu-mobile-banking/id1209493984/reviews) | **[4.9 (2K ratings)](https://appshunter.io/ios/app/gulf-coast-bank/id1606792606/reviews)** |
| Number of ratings | 362 | **2K** |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 99 MB | 177 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [University of LA Federal Credit Union](https://appshunter.io/developer/1209493983) | [Gulf Coast Bank](https://appshunter.io/developer/455026497) |

## What reviewers say

### ULFCU Mobile Banking

[App page](https://appshunter.io/ios/app/ulfcu-mobile-banking/id1209493984)

Manage your finances on the go with this mobile banking application. Securely access your accounts, deposit checks, transfer funds, and pay bills. Find ATMs and branches easily.

**Highlights:** View account balances and transactions, Deposit checks with Mobile Deposit, Transfer funds between accounts, Pay loans, mortgages, and credit cards, Manage bills with BillPay, Search for ATMs or branches

**Features:** Apple Wallet

**In-app purchases:** none


### Gulf Coast Bank

[App page](https://appshunter.io/ios/app/gulf-coast-bank/id1606792606)

Manage your personal and business finances with this secure banking app. Easily track transactions, make payments, deposit checks, and get account alerts. Access customer service and find branches or ATMs.

**Highlights:** Transaction organization with tags and notes, Switch between personal and business profiles, Secure messaging with customer service, Transaction and balance alerts, Schedule payments and transfer funds, Mobile check deposit, Debit card management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ULFCU Mobile Banking free?

ULFCU Mobile Banking is free to download, with no in-app purchases.

### Is Gulf Coast Bank free?

Gulf Coast Bank is free to download, with no in-app purchases.

### Which has better reviews, ULFCU Mobile Banking or Gulf Coast Bank?

Gulf Coast Bank is rated higher. ULFCU Mobile Banking averages 4.8 out of 5 from 362 ratings, while Gulf Coast Bank averages 4.9 from 2K ratings.

### Do ULFCU Mobile Banking or Gulf Coast Bank have ads?

ULFCU Mobile Banking shows ads; Gulf Coast Bank does not.

### Which is updated more often, ULFCU Mobile Banking or Gulf Coast Bank?

ULFCU Mobile Banking ships an update every 3 months, and Gulf Coast Bank monthly. Most recently, ULFCU Mobile Banking was updated on September 18, 2026 and Gulf Coast Bank on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*