# ZKB TWINT vs True Wealth

The clearest difference is ads: True Wealth at none against ZKB TWINT's shown. True Wealth also leads on monetization model (free vs ad-supported) and device support (3 vs 1). ZKB TWINT's advantage is ratings volume (114 vs 4). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ZKB TWINT against 5.0 for True Wealth. That said, the two scores are not equally well evidenced: ZKB TWINT has 114 ratings behind it against 4, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ZKB TWINT | True Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (114 ratings)](https://appshunter.io/ios/app/zkb-twint/id1210312916/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/true-wealth/id1533071762/reviews)** |
| Number of ratings | **114** | 4 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 75 MB | 5 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) | [True Wealth AG](https://appshunter.io/developer/1533071764) |

## What reviewers say

### ZKB TWINT

[App page](https://appshunter.io/ios/app/zkb-twint/id1210312916)

This Swiss payment app allows for fast, secure, and convenient transactions. Send, receive, and request money in real-time, pay in online shops and at checkouts, and even withdraw cash. It offers flexible limit adjustments and transparent transaction history.

**Highlights:** Real-time money transfer, Online and in-store payments, Cash withdrawal, Flexible limit adjustments, Transaction history search, Digital vouchers and tickets

**In-app purchases:** none


### True Wealth

[App page](https://appshunter.io/ios/app/true-wealth/id1533071762)

This app offers ETF-based wealth management for investing and retirement savings. It handles portfolio implementation, rebalancing, and custody fees, with options for sustainable investments and FX hedging. It also provides child portfolios and integrated Pillar 3a solutions.

**Highlights:** ETF-based wealth management, Portfolio construction and rebalancing, Child investment portfolios, Integrated Pillar 3a solutions, Sustainable investment options, Swiss e-tax statement

**In-app purchases:** none


## Frequently asked questions

### Is ZKB TWINT free?

ZKB TWINT is free to download, with no in-app purchases.

### Is True Wealth free?

True Wealth is free to download, with no in-app purchases.

### Which has better reviews, ZKB TWINT or True Wealth?

True Wealth is rated higher. ZKB TWINT averages 4.9 out of 5 from 114 ratings, while True Wealth averages 5.0 from 4 ratings.

### Do ZKB TWINT or True Wealth have ads?

ZKB TWINT shows ads; True Wealth does not.

### Which is updated more often, ZKB TWINT or True Wealth?

ZKB TWINT ships an update monthly, and True Wealth monthly. Most recently, ZKB TWINT was updated on November 2, 2026 and True Wealth on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*