# AlipayHK vs HSBC US

The clearest difference is rating: HSBC US at 4.7 against AlipayHK's 2.7. HSBC US also leads on ratings volume (50K vs 113) and review sentiment (39% vs 21%). AlipayHK's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC US holds the better App Store score, 4.7 against 2.7. That said, the two scores are not equally well evidenced: HSBC US has 50K ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 21% of AlipayHK's written reviews are positive against 39% of HSBC US's.

AlipayHK ships an update every 3 weeks, HSBC US every 2 months. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | AlipayHK | HSBC US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (113 ratings)](https://appshunter.io/ios/app/alipayhk/id1210638245/reviews) | **[4.7 (50K ratings)](https://appshunter.io/ios/app/hsbc-us/id1344750175/reviews)** |
| Number of ratings | 113 | **50K** |
| Positive reviews | 21.2% of reviews | **38.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 318 MB | 608 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Alipay Payment Services (HK) Limited](https://appshunter.io/developer/1434654038) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### AlipayHK

[App page](https://appshunter.io/ios/app/alipayhk/id1210638245)

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

**Highlights:** Extensive merchant payment network, Cross-border payment services, Public transport QR code payments, Bill payment for utilities and services, Collect coupons and earn rewards, Integrates with Apple HealthKit for missions

**Features:** Apple Wallet

**In-app purchases:** none


### HSBC US

[App page](https://appshunter.io/ios/app/hsbc-us/id1344750175)

Manage your finances on the go with this mobile banking app. Monitor accounts, transfer funds, pay bills, and deposit checks. Access customer support and enhanced security features for a convenient banking experience.

**Highlights:** Monitor account balances and activity, Transfer funds domestically and internationally, Pay bills to U.S. payees, Deposit checks via photo, View and download statements, Open a multi-currency Global Money Account, Real-time payments to contacts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🌎 Global transfer
- ✨ Use smoothly
- 📤 Paying in a cheque is very easy electronically
- 📤 Check deposit
- 🏃‍♀️ Simple app to use especially on the move

**What reviewers complain about**

- 🐛 POOR check deposit software
- 🐛 Unable to deposit checks through the app
- 🐛 Persistent bug depositing checks
- 🔒 Secure Device activation does not work
- 🐛 Bugs remain despite raising with customer services

**Reported bugs**

- Check deposit camera issues
- Inability to see pending transactions
- Lack of functionality to lock/freeze debit card
- Inconsistent transaction history display
- Difficulty in setting up secure device activation

**Requested features**

- Pending mobile deposits visibility
- Apple Watch balance sneak peak
- Pay HSBC credit card from external bank account


## Frequently asked questions

### Is AlipayHK free?

AlipayHK is free to download, with no in-app purchases.

### Is HSBC US free?

HSBC US is free to download, with no in-app purchases.

### Which has better reviews, AlipayHK or HSBC US?

HSBC US is rated higher. AlipayHK averages 2.7 out of 5 from 113 ratings, while HSBC US averages 4.7 from 50K ratings.

### Do AlipayHK or HSBC US have ads?

Neither AlipayHK nor HSBC US shows ads.

### Which is updated more often, AlipayHK or HSBC US?

AlipayHK ships an update every 3 weeks, and HSBC US every 2 months. Most recently, AlipayHK was updated on October 26, 2026 and HSBC US on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*