# AlipayHK vs 螞蟻銀行(香港)

AlipayHK and 螞蟻銀行(香港) both sit at 2.7 stars, but that hides the real split: 50% of 螞蟻銀行(香港)'s written reviews are positive against 21% of AlipayHK's. AlipayHK's advantage is ratings volume (113 vs 8). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

螞蟻銀行(香港) holds the better App Store score, 2.9 against 2.7. That said, the two scores are not equally well evidenced: AlipayHK has 113 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 21% of AlipayHK's written reviews are positive against 50% of 螞蟻銀行(香港)'s.

AlipayHK ships an update every 3 weeks, 螞蟻銀行(香港) monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | AlipayHK | 螞蟻銀行(香港) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (113 ratings)](https://appshunter.io/ios/app/alipayhk/id1210638245/reviews) | **[2.9 (8 ratings)](https://appshunter.io/ios/app/id1494094567/reviews)** |
| Number of ratings | **113** | 8 |
| Positive reviews | 21.2% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 318 MB | 231 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alipay Payment Services (HK) Limited](https://appshunter.io/developer/1434654038) | [ANT BANK HONG KONG LIMITED](https://appshunter.io/developer/1494094566) |

## What reviewers say

### AlipayHK

[App page](https://appshunter.io/ios/app/alipayhk/id1210638245)

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

**Highlights:** Extensive merchant payment network, Cross-border payment services, Public transport QR code payments, Bill payment for utilities and services, Collect coupons and earn rewards, Integrates with Apple HealthKit for missions

**Features:** Apple Wallet

**In-app purchases:** none


### 螞蟻銀行(香港)

[App page](https://appshunter.io/ios/app/id1494094567)

A digital bank offering fast, secure, and professional banking services. Access high-interest savings, investments, loans, and insurance, all managed through a user-friendly mobile platform. Enjoy convenient transfers and 24/7 customer support.

**Highlights:** Quick account opening, High-interest eM+ account, Protected savings (HKDPS), Time deposit control, Investment account opening, Online insurance management, Personal and instalment loans, Easy transfers

**In-app purchases:** none


## Frequently asked questions

### Is AlipayHK free?

AlipayHK is free to download, with no in-app purchases.

### Is 螞蟻銀行(香港) free?

螞蟻銀行(香港) is free to download, with no in-app purchases.

### Which has better reviews, AlipayHK or 螞蟻銀行(香港)?

螞蟻銀行(香港) is rated higher. AlipayHK averages 2.7 out of 5 from 113 ratings, while 螞蟻銀行(香港) averages 2.9 from 8 ratings.

### Do AlipayHK or 螞蟻銀行(香港) have ads?

Neither AlipayHK nor 螞蟻銀行(香港) shows ads.

### Which is updated more often, AlipayHK or 螞蟻銀行(香港)?

AlipayHK ships an update every 3 weeks, and 螞蟻銀行(香港) monthly. Most recently, AlipayHK was updated on November 6, 2026 and 螞蟻銀行(香港) on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*