# AlipayHK vs BOCHK 中銀香港

The clearest difference is rating: BOCHK 中銀香港 at 4.8 against AlipayHK's 2.7. BOCHK 中銀香港 also leads on ratings volume (7.2K vs 113) and review sentiment (35% vs 21%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOCHK 中銀香港 holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.2K ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 21% of AlipayHK's written reviews are positive against 35% of BOCHK 中銀香港's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | AlipayHK | BOCHK 中銀香港 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (113 ratings)](https://appshunter.io/ios/app/alipayhk/id1210638245/reviews) | **[4.8 (7.2K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** |
| Number of ratings | 113 | **7.2K** |
| Positive reviews | 21.2% of reviews | **35.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 318 MB | 200 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alipay Payment Services (HK) Limited](https://appshunter.io/developer/1434654038) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### AlipayHK

[App page](https://appshunter.io/ios/app/alipayhk/id1210638245)

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

**Highlights:** Extensive merchant payment network, Cross-border payment services, Public transport QR code payments, Bill payment for utilities and services, Collect coupons and earn rewards, Integrates with Apple HealthKit for missions

**Features:** Apple Wallet

**In-app purchases:** none


### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


## Frequently asked questions

### Is AlipayHK free?

AlipayHK is free to download, with no in-app purchases.

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Which has better reviews, AlipayHK or BOCHK 中銀香港?

BOCHK 中銀香港 is rated higher. AlipayHK averages 2.7 out of 5 from 113 ratings, while BOCHK 中銀香港 averages 4.8 from 7.2K ratings.

### Do AlipayHK or BOCHK 中銀香港 have ads?

Neither AlipayHK nor BOCHK 中銀香港 shows ads.

### Which is updated more often, AlipayHK or BOCHK 中銀香港?

AlipayHK ships an update every 3 weeks, and BOCHK 中銀香港 every 3 weeks. Most recently, AlipayHK was updated on October 26, 2026 and BOCHK 中銀香港 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*