# AlipayHK vs Moreta Pay

The clearest difference is rating: Moreta Pay at 4.4 against AlipayHK's 2.7. Moreta Pay also leads on review sentiment (43% vs 21%) and update cadence (every 8 days vs every 3 weeks). AlipayHK's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moreta Pay holds the better App Store score, 4.4 against 2.7. That said, the two scores are not equally well evidenced: Moreta Pay has 773 ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 21% of AlipayHK's written reviews are positive against 43% of Moreta Pay's.

AlipayHK ships an update every 3 weeks, Moreta Pay every 8 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | AlipayHK | Moreta Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (113 ratings)](https://appshunter.io/ios/app/alipayhk/id1210638245/reviews) | **[4.4 (773 ratings)](https://appshunter.io/ios/app/moreta-pay/id6590609636/reviews)** |
| Number of ratings | 113 | **773** |
| Positive reviews | 21.2% of reviews | **43.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 318 MB | 95 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alipay Payment Services (HK) Limited](https://appshunter.io/developer/1434654038) | [Moreta Global Inc.](https://appshunter.io/developer/1760082881) |

## What reviewers say

### AlipayHK

[App page](https://appshunter.io/ios/app/alipayhk/id1210638245)

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

**Highlights:** Extensive merchant payment network, Cross-border payment services, Public transport QR code payments, Bill payment for utilities and services, Collect coupons and earn rewards, Integrates with Apple HealthKit for missions

**Features:** Apple Wallet

**In-app purchases:** none


### Moreta Pay

[App page](https://appshunter.io/ios/app/moreta-pay/id6590609636)

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

**Highlights:** QR payments in Southeast Asia, Pay in your own currency, No cash exchanges or ATM runs, Transparent and no hidden fees, Connect bank accounts or top-up, Secure transactions

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient for travelers
- 🚀 Works well in Vietnam
- 🚀 Seamless QR payments
- 🚀 Versatile and easy to load funds

**What reviewers complain about**

- 🐛 Verification issues
- 🐛 Unreliable connectivity
- 🐛 Limited support for personal QR codes
- 💰 High fees and charges
- ⚠️ Lack of customer support

**Reported bugs**

- Frequent app crashes
- Account verification failures
- Inability to add funds or withdraw money

**Requested features**

- Support for personal QR codes
- Ability to withdraw funds easily
- Expansion to more countries
- Integration with popular payment methods


## Frequently asked questions

### Is AlipayHK free?

AlipayHK is free to download, with no in-app purchases.

### Is Moreta Pay free?

Moreta Pay is free to download, with no in-app purchases.

### Which has better reviews, AlipayHK or Moreta Pay?

Moreta Pay is rated higher. AlipayHK averages 2.7 out of 5 from 113 ratings, while Moreta Pay averages 4.4 from 773 ratings.

### Do AlipayHK or Moreta Pay have ads?

Neither AlipayHK nor Moreta Pay shows ads.

### Which is updated more often, AlipayHK or Moreta Pay?

AlipayHK ships an update every 3 weeks, and Moreta Pay every 8 days. Most recently, AlipayHK was updated on October 24, 2026 and Moreta Pay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*