# AlipayHK vs Saving+

The clearest difference is review sentiment: Saving+ at 79% against AlipayHK's 21%. Saving+ also leads on rating (5.0 vs 2.7) and update cadence (every 2 days vs every 3 weeks). AlipayHK's advantage is in-app purchases (none vs 10) and ratings volume (113 vs 3). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Saving+ sells 9 in-app purchases, starting at $0.99 per 7 days. AlipayHK asks for nothing beyond the download.

Saving+ holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: AlipayHK has 113 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 21% of AlipayHK's written reviews are positive against 79% of Saving+'s.

AlipayHK ships an update every 3 weeks, Saving+ every 2 days. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | AlipayHK | Saving+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (113 ratings)](https://appshunter.io/ios/app/alipayhk/id1210638245/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513/reviews)** |
| Number of ratings | **113** | 3 |
| Positive reviews | 21.2% of reviews | **78.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 318 MB | 58 MB |
| Requires iOS | **13.0** | 14.0.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alipay Payment Services (HK) Limited](https://appshunter.io/developer/1434654038) | [BetterBit](https://appshunter.io/developer/1739924198) |

## What reviewers say

### AlipayHK

[App page](https://appshunter.io/ios/app/alipayhk/id1210638245)

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

**Highlights:** Extensive merchant payment network, Cross-border payment services, Public transport QR code payments, Bill payment for utilities and services, Collect coupons and earn rewards, Integrates with Apple HealthKit for missions

**Features:** Apple Wallet

**In-app purchases:** none


### Saving+

[App page](https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513)

Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.

**Highlights:** Interest rate comparison, Savings bonus calculator, Optimize savings strategy, Data protection, Light & dark modes

**Features:** Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited | $0.99 | per 7 days |
| Unlimited | $1.99 | per month |
| Unlimited | $2.99 | per month |
| Unlimited | $2.99 | per month |
| Unlimited | $2.99 | per month |
| Unlimited (Yearly) | $9.99 | per year |
| Unlimited (Yearly) | $9.99 | per year |
| Unlimited | $19.99 | one-time |
| Unlimited | $29.99 | one-time |


## Frequently asked questions

### Is AlipayHK free?

AlipayHK is free to download, with no in-app purchases.

### Is Saving+ free?

Saving+ is free to download, with in-app purchases available.

### Which has better reviews, AlipayHK or Saving+?

Saving+ is rated higher. AlipayHK averages 2.7 out of 5 from 113 ratings, while Saving+ averages 5.0 from 3 ratings.

### Do AlipayHK or Saving+ have ads?

Neither AlipayHK nor Saving+ shows ads.

### Which is updated more often, AlipayHK or Saving+?

AlipayHK ships an update every 3 weeks, and Saving+ every 2 days. Most recently, AlipayHK was updated on November 6, 2026 and Saving+ on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*