# CJPF Mobile vs My Retirement

The clearest difference is update cadence: My Retirement at monthly against CJPF Mobile's every 22 months. My Retirement also leads on ratings volume (24K vs 2) and rating (4.8 vs 4.5). CJPF Mobile's advantage is iOS requirement (12.1 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My Retirement holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: My Retirement has 24K ratings behind it against 2, so its average is the more settled of the two.

CJPF Mobile ships an update every 22 months, My Retirement monthly. The most recent releases landed on September 16, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | CJPF Mobile | My Retirement |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/cjpf-mobile/id1210758005/reviews) | **[4.8 (24K ratings)](https://appshunter.io/ios/app/my-retirement/id1470333203/reviews)** |
| Number of ratings | 2 | **24K** |
| Positive reviews | — | 48.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Monthly** |
| Monetization | Free | Free |
| Size | 14 MB | 48 MB |
| Requires iOS | **12.1** | 17 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Central Jersey Police & Fire FCU](https://appshunter.io/developer/1473132810) | [Nationwide Mutual Insurance](https://appshunter.io/developer/1319471084) |

## What reviewers say

### CJPF Mobile

[App page](https://appshunter.io/ios/app/cjpf-mobile/id1210758005)

Manage your credit union accounts conveniently and securely from your mobile device. Access balances, transaction history, transfer funds, pay bills, and view rates anytime, anywhere. Requires enrollment in online banking.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Get current rates, 24/7 account access

**Features:** macOS Compatibility

**In-app purchases:** none


### My Retirement

[App page](https://appshunter.io/ios/app/my-retirement/id1470333203)

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with income planning tools.

**Highlights:** View account balances, Asset class breakdowns, Manage contributions, View active loans, Retirement readiness assessment, Fingerprint/facial recognition login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and knowledgeable agents
- 🚀 Quick and easy to use
- 🔒 Secure and confident experience

**What reviewers complain about**

- 🐛 Clunky and buggy app
- 🔍 Limited functionality compared to website
- ⚠️ Frequent update issues

**Reported bugs**

- Login and update issues
- Crashes and freezes
- Unreliable and inconsistent performance

**Requested features**

- Improved navigation and UI
- Real-time investment tracking
- Ability to manage accounts and settings


## Frequently asked questions

### Is CJPF Mobile free?

CJPF Mobile is free to download, with no in-app purchases.

### Is My Retirement free?

My Retirement is free to download, with no in-app purchases.

### Which has better reviews, CJPF Mobile or My Retirement?

My Retirement is rated higher. CJPF Mobile averages 4.5 out of 5 from 2 ratings, while My Retirement averages 4.8 from 24K ratings.

### Do CJPF Mobile or My Retirement have ads?

Neither CJPF Mobile nor My Retirement shows ads.

### Which is updated more often, CJPF Mobile or My Retirement?

CJPF Mobile ships an update every 22 months, and My Retirement monthly. Most recently, CJPF Mobile was updated on September 16, 2026 and My Retirement on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*