# ZKB Access vs AbaCliK 3

The clearest difference is review sentiment: ZKB Access at 100% against AbaCliK 3's 0%. ZKB Access also leads on rating (4.9 vs 4.0) and ratings volume (214 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZKB Access holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: ZKB Access has 214 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of ZKB Access's written reviews are positive against 0% of AbaCliK 3's.

ZKB Access ships an update every 5 weeks, AbaCliK 3 monthly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | ZKB Access | AbaCliK 3 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (214 ratings)](https://appshunter.io/ios/app/zkb-access/id1211229343/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/abaclik-3/id1488927454/reviews) |
| Number of ratings | **214** | 2 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 127 MB | 292 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) | [ABACUS Research](https://appshunter.io/developer/490114729) |

## What reviewers say

### ZKB Access

[App page](https://appshunter.io/ios/app/zkb-access/id1211229343)

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

**Highlights:** Secure eBanking login, New customer identification, ID scan and video selfie, Smartphone and tablet support, Two-channel security

**In-app purchases:** none


### AbaCliK 3

[App page](https://appshunter.io/ios/app/abaclik-3/id1488927454)

Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.

**Highlights:** AI-powered expense automation, Document scanning with OCR, Absence and time recording, Integration with ERP software, Cloud business software connectivity

**In-app purchases:** none


## Frequently asked questions

### Is ZKB Access free?

ZKB Access is free to download, with no in-app purchases.

### Is AbaCliK 3 free?

AbaCliK 3 is free to download, with no in-app purchases.

### Which has better reviews, ZKB Access or AbaCliK 3?

ZKB Access is rated higher. ZKB Access averages 4.9 out of 5 from 214 ratings, while AbaCliK 3 averages 4.0 from 2 ratings.

### Do ZKB Access or AbaCliK 3 have ads?

Neither ZKB Access nor AbaCliK 3 shows ads.

### Which is updated more often, ZKB Access or AbaCliK 3?

ZKB Access ships an update every 5 weeks, and AbaCliK 3 monthly. Most recently, ZKB Access was updated on October 24, 2026 and AbaCliK 3 on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*