# ZKB Access vs ISKチャットアプリ

The clearest difference is update cadence: ZKB Access at every 5 weeks against ISKチャットアプリ's every 16 months. ISKチャットアプリ's advantage is iOS requirement (12.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZKB Access ships an update every 5 weeks, ISKチャットアプリ every 16 months. The most recent releases landed on October 6, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | ZKB Access | ISKチャットアプリ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (212 ratings)](https://appshunter.io/ios/app/zkb-access/id1211229343/reviews)** | — |
| Number of ratings | **212** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 16 months |
| Monetization | Free | — |
| Size | 126 MB | 41 MB |
| Requires iOS | 16.4 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zürcher Kantonalbank](https://appshunter.io/developer/428937858) | [ISK,Y.K](https://appshunter.io/developer/1475450234) |

## What reviewers say

### ZKB Access

[App page](https://appshunter.io/ios/app/zkb-access/id1211229343)

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

**Highlights:** Secure eBanking login, New customer identification, ID scan and video selfie, Smartphone and tablet support, Two-channel security

**In-app purchases:** none


### ISKチャットアプリ

[App page](https://appshunter.io/ios/app/isk/id1523903754)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ZKB Access free?

ZKB Access is free to download, with no in-app purchases.

### Is ISKチャットアプリ free?

ISKチャットアプリ is free to download, with no in-app purchases.

### Do ZKB Access or ISKチャットアプリ have ads?

Neither ZKB Access nor ISKチャットアプリ shows ads.

### Which is updated more often, ZKB Access or ISKチャットアプリ?

ZKB Access ships an update every 5 weeks, and ISKチャットアプリ every 16 months. Most recently, ZKB Access was updated on October 6, 2026 and ISKチャットアプリ on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*