# ZKB Access vs True Wealth

The clearest difference is ratings volume: ZKB Access at 214 against True Wealth's 4. ZKB Access also leads on monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ZKB Access against 5.0 for True Wealth. That said, the two scores are not equally well evidenced: ZKB Access has 214 ratings behind it against 4, so its average is the more settled of the two.

ZKB Access ships an update every 5 weeks, True Wealth monthly. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | ZKB Access | True Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (214 ratings)](https://appshunter.io/ios/app/zkb-access/id1211229343/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/true-wealth/id1533071762/reviews)** |
| Number of ratings | **214** | 4 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 127 MB | 4 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) | [True Wealth AG](https://appshunter.io/developer/1533071764) |

## What reviewers say

### ZKB Access

[App page](https://appshunter.io/ios/app/zkb-access/id1211229343)

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

**Highlights:** Secure eBanking login, New customer identification, ID scan and video selfie, Smartphone and tablet support, Two-channel security

**In-app purchases:** none


### True Wealth

[App page](https://appshunter.io/ios/app/true-wealth/id1533071762)

Invest and save for retirement with an ETF-based wealth management service. Set your targets and retain control while the platform handles implementation, rebalancing, and custody fees. Offers options for child portfolios and Pillar 3a retirement accounts.

**Highlights:** ETF-based wealth management, Retirement savings, Child investment portfolios, Pillar 3a integration, Portfolio rebalancing, Cost-efficient management fees

**In-app purchases:** none


## Frequently asked questions

### Is ZKB Access free?

ZKB Access is free to download, with no in-app purchases.

### Is True Wealth free?

True Wealth is free to download, with no in-app purchases.

### Which has better reviews, ZKB Access or True Wealth?

True Wealth is rated higher. ZKB Access averages 4.9 out of 5 from 214 ratings, while True Wealth averages 5.0 from 4 ratings.

### Do ZKB Access or True Wealth have ads?

Neither ZKB Access nor True Wealth shows ads.

### Which is updated more often, ZKB Access or True Wealth?

ZKB Access ships an update every 5 weeks, and True Wealth monthly. Most recently, ZKB Access was updated on October 24, 2026 and True Wealth on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*