# ZKB Access vs SECANDA

ZKB Access and SECANDA both sit at 4.9 stars, but that hides the real split: 100% of ZKB Access's written reviews are positive against 40% of SECANDA's. ZKB Access also leads on ratings volume (212 vs 47). SECANDA's advantage is update cadence (fortnightly vs every 5 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ZKB Access against 4.9 for SECANDA. Both are backed by a comparable volume of ratings — 212 and 47 respectively. Written reviews are what separate them: 100% of ZKB Access's written reviews are positive against 40% of SECANDA's.

ZKB Access ships an update every 5 weeks, SECANDA fortnightly. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | ZKB Access | SECANDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (212 ratings)](https://appshunter.io/ios/app/zkb-access/id1211229343/reviews) | [4.9 (47 ratings)](https://appshunter.io/ios/app/secanda/id6444959047/reviews) |
| Number of ratings | **212** | 47 |
| Positive reviews | **100.0% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 126 MB | 61 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zürcher Kantonalbank](https://appshunter.io/developer/428937858) | [IntraKey technologies AG](https://appshunter.io/developer/899101212) |

## What reviewers say

### ZKB Access

[App page](https://appshunter.io/ios/app/zkb-access/id1211229343)

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

**Highlights:** Secure eBanking login, New customer identification, ID scan and video selfie, Smartphone and tablet support, Two-channel security

**In-app purchases:** none


### SECANDA

[App page](https://appshunter.io/ios/app/secanda/id6444959047)

Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.

**Highlights:** Digital identity management, Contactless payments, Real-time fund transfers, Expense tracking, Easy top-ups, Family spending control, Enhanced security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZKB Access free?

ZKB Access is free to download, with no in-app purchases.

### Is SECANDA free?

SECANDA is free to download, with no in-app purchases.

### Which has better reviews, ZKB Access or SECANDA?

ZKB Access and SECANDA are both rated 4.9 out of 5 on the App Store, from 212 and 47 ratings respectively.

### Do ZKB Access or SECANDA have ads?

Neither ZKB Access nor SECANDA shows ads.

### Which is updated more often, ZKB Access or SECANDA?

ZKB Access ships an update every 5 weeks, and SECANDA fortnightly. Most recently, ZKB Access was updated on October 6, 2026 and SECANDA on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*