# APaym vs Djamo

The clearest difference is review sentiment: Djamo at 64% against APaym's 15%. Djamo also leads on rating (4.6 vs 2.6) and ratings volume (1.3K vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Djamo holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: Djamo has 1.3K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 15% of APaym's written reviews are positive against 64% of Djamo's.

APaym ships an update every 11 days, Djamo fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | APaym | Djamo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (17 ratings)](https://appshunter.io/ios/app/apaym/id1211381693/reviews) | **[4.6 (1.3K ratings)](https://appshunter.io/ios/app/djamo/id1504072402/reviews)** |
| Number of ratings | 17 | **1.3K** |
| Positive reviews | 14.7% of reviews | **64.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 101 MB | 176 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Weblogy](https://appshunter.io/developer/418902790) | [Djamo](https://appshunter.io/developer/1497339337) |

## What reviewers say

### APaym

[App page](https://appshunter.io/ios/app/apaym/id1211381693)

This app facilitates real-time money transfers to various cards, bank accounts, and mobile money services globally. It offers a virtual card for online payments and a professional solution for merchants to accept immediate compensation payments.

**Highlights:** Real-time transfers to Visa, bank accounts, and Mobile Money, Global payments and withdrawals, Virtual card for online payments, Payment links and QR codes, Merchant payment solution (APAYM Pro)

**Features:** macOS Compatibility

**In-app purchases:** none


### Djamo

[App page](https://appshunter.io/ios/app/djamo/id1504072402)

Manage your money with a Visa account and card. Recharge, pay, transfer, and withdraw funds globally with no fees. Open an account and order your card in minutes, with free delivery in Abidjan.

**Highlights:** Recharge, pay, transfer, and withdraw, Free Visa card, Account opening in 2 minutes, Free card delivery in Abidjan, Worldwide payments and withdrawals, Secure transactions with PCI DSS and 3D Secure

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient money transfers
- 👍 User-friendly interface
- 🤝 Responsive customer service
- 💳 Convenient virtual card
- 💰 Affordable fees

**What reviewers complain about**

- 🔒 Security concerns
- 💰 Excessive fees
- 🐛 Unreliable service
- 🤔 Lack of features
- ⏰ Slow response times

**Reported bugs**

- Disappearing account balances
- Inability to access the app
- Recurring payment issues

**Requested features**

- Add Binance pay integration
- Connect Djamo with mobile money accounts
- Improve compatibility with Apple Pay


## Frequently asked questions

### Is APaym free?

APaym is free to download, with no in-app purchases.

### Is Djamo free?

Djamo is free to download, with no in-app purchases.

### Which has better reviews, APaym or Djamo?

Djamo is rated higher. APaym averages 2.6 out of 5 from 17 ratings, while Djamo averages 4.6 from 1.3K ratings.

### Do APaym or Djamo have ads?

Neither APaym nor Djamo shows ads.

### Which is updated more often, APaym or Djamo?

APaym ships an update every 11 days, and Djamo fortnightly. Most recently, APaym was updated on October 24, 2026 and Djamo on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*