# APaym vs Onyfast

The clearest difference is rating: Onyfast at 2.9 against APaym's 2.6. Onyfast also leads on review sentiment (33% vs 15%). APaym's advantage is iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Onyfast holds the better App Store score, 2.9 against 2.6. Both are backed by a comparable volume of ratings — 17 and 11 respectively. Written reviews point the same way: 15% of APaym's written reviews are positive against 33% of Onyfast's.

APaym ships an update every 11 days, Onyfast every 3 weeks. The most recent releases landed on October 13, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | APaym | Onyfast |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (17 ratings)](https://appshunter.io/ios/app/apaym/id1211381693/reviews) | **[2.9 (11 ratings)](https://appshunter.io/ios/app/onyfast/id6587572481/reviews)** |
| Number of ratings | **17** | 11 |
| Positive reviews | 14.7% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 101 MB | 77 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Weblogy](https://appshunter.io/developer/418902790) | [INCELLOTUS](https://appshunter.io/developer/1759972113) |

## What reviewers say

### APaym

[App page](https://appshunter.io/ios/app/apaym/id1211381693)

This app facilitates real-time money transfers to various cards, bank accounts, and mobile money services globally. It offers a virtual card for online payments and a professional solution for merchants to accept immediate compensation payments.

**Highlights:** Real-time transfers to Visa, bank accounts, and Mobile Money, Global payments and withdrawals, Virtual card for online payments, Payment links and QR codes, Merchant payment solution (APAYM Pro)

**Features:** macOS Compatibility

**In-app purchases:** none


### Onyfast

[App page](https://appshunter.io/ios/app/onyfast/id6587572481)

Manage your Onyfast account on the go with this hybrid mobile app. Use the Onyfast Visa card for global cash deposits, withdrawals, and cost-effective online and in-store purchases. Access a payment account with credit, savings, and insurance services, independent of a traditional bank account.

**Highlights:** Mobile account management, Onyfast Visa card integration, Global cash deposit/withdrawal, Online and in-store purchases, Payment account access, Credit, savings, and insurance services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is APaym free?

APaym is free to download, with no in-app purchases.

### Is Onyfast free?

Onyfast is free to download, with no in-app purchases.

### Which has better reviews, APaym or Onyfast?

Onyfast is rated higher. APaym averages 2.6 out of 5 from 17 ratings, while Onyfast averages 2.9 from 11 ratings.

### Do APaym or Onyfast have ads?

Neither APaym nor Onyfast shows ads.

### Which is updated more often, APaym or Onyfast?

APaym ships an update every 11 days, and Onyfast every 3 weeks. Most recently, APaym was updated on October 13, 2026 and Onyfast on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*