# Card Controls by Elements vs InsuranceBuddy

The clearest difference is review sentiment: InsuranceBuddy at 100% against Card Controls by Elements's 16%. InsuranceBuddy also leads on rating (5.0 vs 4.2) and update cadence (every 2 weeks vs every 5 months). Card Controls by Elements's advantage is in-app purchases (none vs 2) and ratings volume (152 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. InsuranceBuddy sells 2 in-app purchases, starting at $7.99 per month. Card Controls by Elements asks for nothing beyond the download.

InsuranceBuddy holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Card Controls by Elements has 152 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 16% of Card Controls by Elements's written reviews are positive against 100% of InsuranceBuddy's.

Card Controls by Elements ships an update every 5 months, InsuranceBuddy every 2 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Card Controls by Elements | InsuranceBuddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (152 ratings)](https://appshunter.io/ios/app/card-controls-by-elements/id1211444131/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/insurancebuddy/id6753689095/reviews)** |
| Number of ratings | **152** | 2 |
| Positive reviews | 15.8% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | **Free** | Freemium |
| Size | 53 MB | 73 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Elements Financial Federal Credit Union](https://appshunter.io/developer/507239964) | [Digital Benefits Advisors LLC](https://appshunter.io/developer/1844417395) |

## What reviewers say

### Card Controls by Elements

[App page](https://appshunter.io/ios/app/card-controls-by-elements/id1211444131)

Take full control of your debit card usage with customizable settings for transaction types, locations, and merchant categories. Instantly turn cards on or off for enhanced security, set spending limits, and receive real-time alerts for suspicious activity or when budget thresholds are approached.

**Highlights:** Set transaction type controls, Define geographic usage rules, Specify merchant categories, Instantly turn cards on/off, Set dollar transaction limits, Receive real-time alerts, Monitor suspicious activity

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### InsuranceBuddy

[App page](https://appshunter.io/ios/app/insurancebuddy/id6753689095)

Effortlessly manage all your insurance policies in one place. This app uses AI to organize documents, track spending, and provide helpful guides for families.

**Highlights:** Centralize all insurance policies, AI-driven policy inventory and organization, Track insurance spending and costs, Effortless document management with OCR, Manage family insurance profiles, Custom alerts for renewals and deadlines, Access insurance guides and resources

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| InsuranceBuddy Pro | $7.99 | per month |
| InsuranceBuddy Pro | $49.99 | per year |


## Frequently asked questions

### Is Card Controls by Elements free?

Card Controls by Elements is free to download, with no in-app purchases.

### Is InsuranceBuddy free?

InsuranceBuddy is free to download, with in-app purchases available.

### Which has better reviews, Card Controls by Elements or InsuranceBuddy?

InsuranceBuddy is rated higher. Card Controls by Elements averages 4.2 out of 5 from 152 ratings, while InsuranceBuddy averages 5.0 from 2 ratings.

### Do Card Controls by Elements or InsuranceBuddy have ads?

Neither Card Controls by Elements nor InsuranceBuddy shows ads.

### Which is updated more often, Card Controls by Elements or InsuranceBuddy?

Card Controls by Elements ships an update every 5 months, and InsuranceBuddy every 2 weeks. Most recently, Card Controls by Elements was updated on October 20, 2026 and InsuranceBuddy on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*