# Neuflize OBC vs Memo Bank Authenticator

The clearest difference is review sentiment: Neuflize OBC at 43% against Memo Bank Authenticator's 0%. Memo Bank Authenticator's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Neuflize OBC ships an update every 2 months, Memo Bank Authenticator every 3 months. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Neuflize OBC | Memo Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/neuflize-obc/id1212349785/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | **42.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 75 MB | 22 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Neuflize OBC](https://appshunter.io/developer/1061053816) | [Memo Bank SA](https://appshunter.io/developer/1478649080) |

## What reviewers say

### Neuflize OBC

[App page](https://appshunter.io/ios/app/neuflize-obc/id1212349785)

Manage your accounts and perform daily transactions securely from anywhere. This app is exclusively for Neuflize OBC clients with a remote banking subscription. It offers essential services to simplify daily financial management.

**Highlights:** View account balances and transactions, Check credit card outstanding amounts, Monitor investment portfolios, Perform Euro transfers, Secure multi-factor authentication, Access customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Memo Bank Authenticator

[App page](https://appshunter.io/ios/app/memo-bank-authenticator/id1500599670)

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

**Highlights:** Account verification, Transaction authorization, Login approval, Password change approval, Wire transfer approval, Beneficiary addition approval, Touch ID/Face ID security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Neuflize OBC free?

Neuflize OBC is free to download, with no in-app purchases.

### Is Memo Bank Authenticator free?

Memo Bank Authenticator is free to download, with no in-app purchases.

### Do Neuflize OBC or Memo Bank Authenticator have ads?

Neither Neuflize OBC nor Memo Bank Authenticator shows ads.

### Which is updated more often, Neuflize OBC or Memo Bank Authenticator?

Neuflize OBC ships an update every 2 months, and Memo Bank Authenticator every 3 months. Most recently, Neuflize OBC was updated on October 6, 2026 and Memo Bank Authenticator on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*