# SBS Mobile vs NZ Funds

The clearest difference is update cadence: NZ Funds at every 3 weeks against SBS Mobile's every 4 months. NZ Funds also leads on iOS requirement (14.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SBS Mobile ships an update every 4 months, NZ Funds every 3 weeks. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | SBS Mobile | NZ Funds |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 26.5% of reviews | **27.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 143 MB | 12 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SBS Bank](https://appshunter.io/developer/1091716615) | [New Zealand Funds Management Limited](https://appshunter.io/developer/1470347120) |

## What reviewers say

### SBS Mobile

[App page](https://appshunter.io/ios/app/sbs-mobile/id1213231920)

Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.

**Highlights:** Secure balance checks without login, 24/7 access to balances and statements, Face ID/Touch ID login, View and schedule payments/transfers, Transfer money between accounts, Securely transfer money to others, Manage investments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### NZ Funds

[App page](https://appshunter.io/ios/app/nz-funds/id1470347121)

Manage your investments from one place, view account balances, and track performance. Project long-term growth, make deposits, withdrawals, and customize investment options securely.

**Highlights:** Manage investments in one place, View account balances and performance, Track investment and transaction histories, Project long-term investment growth, Secure deposits, withdrawals, and option changes, Customize KiwiSaver and asset allocations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SBS Mobile free?

SBS Mobile is free to download, with no in-app purchases.

### Is NZ Funds free?

NZ Funds is free to download, with no in-app purchases.

### Do SBS Mobile or NZ Funds have ads?

Neither SBS Mobile nor NZ Funds shows ads.

### Which is updated more often, SBS Mobile or NZ Funds?

SBS Mobile ships an update every 4 months, and NZ Funds every 3 weeks. Most recently, SBS Mobile was updated on October 7, 2026 and NZ Funds on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*