# SBS Mobile vs Dosh

The clearest difference is review sentiment: Dosh at 64% against SBS Mobile's 26%. Dosh also leads on update cadence (every 6 weeks vs every 4 months) and iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SBS Mobile ships an update every 4 months, Dosh every 6 weeks. The most recent releases landed on October 7, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | SBS Mobile | Dosh |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (3 ratings)](https://appshunter.io/ios/app/dosh/id1551072628/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 26.5% of reviews | **63.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 143 MB | 116 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [SBS Bank](https://appshunter.io/developer/1091716615) | [MCA Investments Limited](https://appshunter.io/developer/1551072630) |

## What reviewers say

### SBS Mobile

[App page](https://appshunter.io/ios/app/sbs-mobile/id1213231920)

Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.

**Highlights:** Secure balance checks without login, 24/7 access to balances and statements, Face ID/Touch ID login, View and schedule payments/transfers, Transfer money between accounts, Securely transfer money to others, Manage investments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Dosh

[App page](https://appshunter.io/ios/app/dosh/id1551072628)

Manage your money with this app that simplifies spending, saving, and borrowing. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. Set savings goals and earn competitive interest rates.

**Highlights:** Earn Phone Dollars on spending, Home loans with Phone Dollar bonus, Digital home loan application, Earn interest on savings, Set and track savings goals, Card spending notifications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 💰 Great cashback rewards
- 🏠 Excellent home loan service
- 🚀 Fast and efficient processes
- 💡 Innovative features like Strive and Stashes

**What reviewers complain about**

- 😞 Cashback capped
- 😠 Partnership with One NZ disliked
- ⏳ Slow bank transfers
- 💳 Cannot reorder or get new cards easily
- 📱 One NZ blocking app

**Reported bugs**

- App won't run on two devices
- App turned black, causing eye strain
- Login screen freezes
- Incompatible with older devices
- Customer service support is lacking

**Requested features**

- Support for Apple Pay
- Ability to reorder accounts
- Monthly statements to download or email
- Balance shown after each transaction
- Username and password login option


## Frequently asked questions

### Is SBS Mobile free?

SBS Mobile is free to download, with no in-app purchases.

### Is Dosh free?

Dosh is free to download, with no in-app purchases.

### Do SBS Mobile or Dosh have ads?

Neither SBS Mobile nor Dosh shows ads.

### Which is updated more often, SBS Mobile or Dosh?

SBS Mobile ships an update every 4 months, and Dosh every 6 weeks. Most recently, SBS Mobile was updated on October 7, 2026 and Dosh on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*