# PSE mBANKING vs Budgetree

The clearest difference is in-app purchases: PSE mBANKING at none against Budgetree's 4. PSE mBANKING also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Budgetree's advantage is ads (none vs shown) and update cadence (every 9 days vs every 3 months). On price there is nothing between them.

Both are free to download. Budgetree sells 4 one-off in-app purchases. PSE mBANKING asks for nothing beyond the download.

PSE mBANKING ships an update every 3 months, Budgetree every 9 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PSE mBANKING | Budgetree |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (649 ratings)](https://appshunter.io/ios/app/pse-mbanking/id1213374277/reviews)** | — |
| Number of ratings | **649** | — |
| Positive reviews | 43.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 99 MB | 4 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PSE CREDIT UNION, INC.](https://appshunter.io/developer/1023747562) | [李耀 张](https://appshunter.io/developer/6799562329) |

## What reviewers say

### PSE mBANKING

[App page](https://appshunter.io/ios/app/pse-mbanking/id1213374277)

Manage your credit union accounts conveniently from your mobile device. Perform balance inquiries, view transaction history, and transfer funds securely 24/7. Requires enrollment in Home Financial Services.

**Highlights:** 24/7 account access, Balance inquiries, View transaction details, Transfer funds, Secure mobile banking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Mobile banking is convenient
- 👍 Alerts and notifications reduce stress
- 👍 App is good again after update
- 👍 Online banking is loved (except remote deposit)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App does not open
- 🐛 Remote deposit issues
- 🐛 Locked out due to false update notification
- 🐛 White screen before crashing

**Reported bugs**

- App crashes on iOS 16
- App crashes on iPhone 14 Pro Max
- App crashes on iPad after 15.7 update
- Remote deposit not entering account as expected
- App states update available when none exists

**Requested features**

- Update app for iOS 16 compatibility


### Budgetree

[App page](https://appshunter.io/ios/app/budgetree-expense-tracker/id6802959359)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $1.99 | one-time |
| 季度会员 | $3.99 | one-time |
| 买断版 | $4.99 | one-time |
| 年度会员 | $9.99 | one-time |


## Frequently asked questions

### Is PSE mBANKING free?

PSE mBANKING is free to download, with no in-app purchases.

### Is Budgetree free?

Budgetree is free to download, with in-app purchases available.

### Do PSE mBANKING or Budgetree have ads?

PSE mBANKING shows ads; Budgetree does not.

### Which is updated more often, PSE mBANKING or Budgetree?

PSE mBANKING ships an update every 3 months, and Budgetree every 9 days. Most recently, PSE mBANKING was updated on October 29, 2026 and Budgetree on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*