# PayPro vs Silk Bank

The clearest difference is rating: Silk Bank at 4.0 against PayPro's 2.8. Silk Bank also leads on ratings volume (120 vs 4). PayPro's advantage is review sentiment (55% vs 18%) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Silk Bank holds the better App Store score, 4.0 against 2.8. That said, the two scores are not equally well evidenced: Silk Bank has 120 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 55% of PayPro's written reviews are positive against 18% of Silk Bank's, so the app with the better star average is not the one people write more warmly about.

PayPro ships an update every 3 weeks, Silk Bank every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PayPro | Silk Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (4 ratings)](https://appshunter.io/ios/app/paypro/id1213703998/reviews) | **[4.0 (120 ratings)](https://appshunter.io/ios/app/silk-bank/id6463405199/reviews)** |
| Number of ratings | 4 | **120** |
| Positive reviews | **54.7% of reviews** | 17.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 76 MB | 152 MB |
| Requires iOS | **9.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [SOLUSI PASTI INDONESIA, PT](https://appshunter.io/developer/1213703997) | [Silk Technology](https://appshunter.io/developer/1690254007) |

## What reviewers say

### PayPro

[App page](https://appshunter.io/ios/app/paypro/id1213703998)

This financial services app allows users to pay bills, transfer money, top up airtime, and manage investments. It offers convenience and special deals, including cashback and discounts, for everyday transactions. Open to everyone, it simplifies payments for utilities, transportation, and online purchases.

**Highlights:** Pay electricity and water bills, Transfer money to accounts, Top up airtime, Pay for transportation, Manage investments, Apply for loans, Pay insurance premiums

**Features:** macOS Compatibility

**In-app purchases:** none


### Silk Bank

[App page](https://appshunter.io/ios/app/silk-bank/id6463405199)

Manage your finances, transfer money instantly to any bank, and make commission-free payments for utilities and more. Connect with friends in-app, discuss finances, and send money directly through chat.

**Highlights:** Instant P2P transfers, Commission-free payments, Digital assistant advice, In-app chat for finance discussions, Direct in-chat money transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayPro free?

PayPro is free to download, with no in-app purchases.

### Is Silk Bank free?

Silk Bank is free to download, with no in-app purchases.

### Which has better reviews, PayPro or Silk Bank?

Silk Bank is rated higher. PayPro averages 2.8 out of 5 from 4 ratings, while Silk Bank averages 4.0 from 120 ratings.

### Do PayPro or Silk Bank have ads?

Silk Bank shows ads; PayPro does not.

### Which is updated more often, PayPro or Silk Bank?

PayPro ships an update every 3 weeks, and Silk Bank every 2 weeks. Most recently, PayPro was updated on November 2, 2026 and Silk Bank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*