# SEM Wealth vs MassMutual

The clearest difference is update cadence: MassMutual at monthly against SEM Wealth's every 38 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SEM Wealth ships an update every 38 months, MassMutual monthly. The most recent releases landed on September 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | SEM Wealth | MassMutual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (6K ratings)](https://appshunter.io/ios/app/massmutual/id1516539101/reviews)** |
| Number of ratings | — | **6K** |
| Positive reviews | — | 20.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 38 months | **Monthly** |
| Monetization | — | Free with in-app purchases |
| Size | 4 MB | 134 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Trust Company of America](https://appshunter.io/developer/467175302) | [MassMutual](https://appshunter.io/developer/360805499) |

## What reviewers say

### SEM Wealth

[App page](https://appshunter.io/ios/app/sem-wealth/id1215179672)

**Features:** macOS Compatibility

**In-app purchases:** none


### MassMutual

[App page](https://appshunter.io/ios/app/massmutual/id1516539101)

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

**Highlights:** Manage life insurance and retirement accounts, Handle payments and premiums, Review account balances and policy info, View and manage beneficiaries, Request policy loans, Access paperless documentation, Set up recurring payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Reliable payment process
- 🌟 Great user experience

**What reviewers complain about**

- 🐛 Login issues
- 🚫 Lack of features
- 📱 Compatibility problems
- 🔒 Security concerns

**Reported bugs**

- Greyed-out save button for bank info
- Repeated input required to save bank account
- App freezes or crashes
- Account information not available

**Requested features**

- Add support for landscape mode on iPad
- Improve facial recognition
- Restore web access
- Allow adding multiple family members


## Frequently asked questions

### Is SEM Wealth free?

SEM Wealth is free to download, with no in-app purchases.

### Is MassMutual free?

MassMutual is free to download, with no in-app purchases.

### Do SEM Wealth or MassMutual have ads?

Neither SEM Wealth nor MassMutual shows ads.

### Which is updated more often, SEM Wealth or MassMutual?

SEM Wealth ships an update every 38 months, and MassMutual monthly. Most recently, SEM Wealth was updated on September 16, 2026 and MassMutual on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*