# mBoB vs Ford Credit

The clearest difference is rating: Ford Credit at 4.5 against mBoB's 3.8. Ford Credit also leads on ratings volume (1.2K vs 70) and review sentiment (28% vs 16%). mBoB's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ford Credit holds the better App Store score, 4.5 against 3.8. That said, the two scores are not equally well evidenced: Ford Credit has 1.2K ratings behind it against 70, so its average is the more settled of the two. Written reviews point the same way: 16% of mBoB's written reviews are positive against 28% of Ford Credit's.

mBoB ships an update every 5 weeks, Ford Credit every 3 weeks. The most recent releases landed on November 2, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | mBoB | Ford Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (70 ratings)](https://appshunter.io/ios/app/mbob/id1215179855/reviews) | **[4.5 (1.2K ratings)](https://appshunter.io/ios/app/ford-credit/id1523100320/reviews)** |
| Number of ratings | 70 | **1.2K** |
| Positive reviews | 16.2% of reviews | **28.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 21 MB | 59 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Bhutan Limited](https://appshunter.io/developer/998282132) | [FORD MOTOR CREDIT COMPANY LLC](https://appshunter.io/developer/695169832) |

## What reviewers say

### mBoB

[App page](https://appshunter.io/ios/app/mbob/id1215179855)

Access your Bank of Bhutan accounts directly from your iPhone. Perform various banking tasks, including checking balances, transferring funds, and paying bills, conveniently from anywhere at any time.

**Highlights:** View account balances, Mini statements, Fund transfers, Request statements, Pay utility bills, Top up TashiCell

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ford Credit

[App page](https://appshunter.io/ios/app/ford-credit/id1523100320)

Manage your Ford Credit account conveniently from your mobile device. Make payments, view statements, and update your account details with secure, biometrics-enabled sign-in. Access all features easily on the go.

**Highlights:** Make same-day and scheduled payments, Request payment extensions and due date changes, Get payoff quotes, View statements and transaction history, Manage bank accounts, View lease mileage and vehicle details, Biometric sign-in and dark mode

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Convenient payment options
- 💡 Helpful features like mileage tracking
- 🚀 Seamless integration with Ford account

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🔒 Privacy concerns with vehicle tracking
- 👎 Poor customer support and unresponsive developers
- 🔍 Confusing and inconsistent user experience

**Reported bugs**

- App not compatible with certain iOS versions
- Scheduled payments not working as expected
- Inaccurate vehicle information displayed
- Persistent issues with app functionality

**Requested features**

- Improved authentication process without constant re-logins
- Support for commercial/business accounts
- Ability to opt out of vehicle data tracking
- Expanded payment scheduling options


## Frequently asked questions

### Is mBoB free?

mBoB is free to download, with no in-app purchases.

### Is Ford Credit free?

Ford Credit is free to download, with no in-app purchases.

### Which has better reviews, mBoB or Ford Credit?

Ford Credit is rated higher. mBoB averages 3.8 out of 5 from 70 ratings, while Ford Credit averages 4.5 from 1.2K ratings.

### Do mBoB or Ford Credit have ads?

Neither mBoB nor Ford Credit shows ads.

### Which is updated more often, mBoB or Ford Credit?

mBoB ships an update every 5 weeks, and Ford Credit every 3 weeks. Most recently, mBoB was updated on November 2, 2026 and Ford Credit on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*