# M24 vs netCEM

M24 and netCEM are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M24 ships an update every 3 weeks, netCEM every 4 weeks. The most recent releases landed on September 27, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | M24 | netCEM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (13 ratings)](https://appshunter.io/ios/app/m24/id1215289044/reviews)** | — |
| Number of ratings | **13** | — |
| Positive reviews | 9.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | — |
| Size | 115 MB | 49 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Caixa Económica Montepio Geral](https://appshunter.io/developer/1215289043) | [CEMAH](https://appshunter.io/developer/1297940233) |

## What reviewers say

### M24

[App page](https://appshunter.io/ios/app/m24/id1215289044)

Manage your daily finances with a modern and intuitive interface. Perform transactions, check balances, and access banking services conveniently from your mobile device.

**Highlights:** Account opening, Secure login (PIN, Touch ID/Face ID), Balance and transaction inquiries, Bill payments and transfers, Card management, Savings and digital piggy bank, Branch locator

**In-app purchases:** none


### netCEM

[App page](https://appshunter.io/ios/app/netcem/id1297957814)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M24 free?

M24 is free to download, with no in-app purchases.

### Is netCEM free?

netCEM is free to download, with no in-app purchases.

### Do M24 or netCEM have ads?

Neither M24 nor netCEM shows ads.

### Which is updated more often, M24 or netCEM?

M24 ships an update every 3 weeks, and netCEM every 4 weeks. Most recently, M24 was updated on September 27, 2026 and netCEM on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*