# Techcombank OneU vs MemoryInk Journal

The clearest difference is in-app purchases: Techcombank OneU at none against MemoryInk Journal's 2. Techcombank OneU also leads on update cadence (fortnightly vs every 3 months) and iOS requirement (14.0 vs 16.0). On price, ads and device support there is nothing between them.

Both are free to download. MemoryInk Journal sells 2 in-app purchases, starting at $5.99 per month. Techcombank OneU asks for nothing beyond the download.

Techcombank OneU ships an update fortnightly, MemoryInk Journal every 3 months. The most recent releases landed on October 22, 2026 and August 22, 2026 respectively.

## The numbers

| Metric | Techcombank OneU | MemoryInk Journal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (176 ratings)](https://appshunter.io/ios/app/techcombank-oneu/id1215495998/reviews)** | — |
| Number of ratings | **176** | — |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | — |
| Size | 249 MB | 15 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [ONE MOUNT GROUP JOINT STOCK COMPANY](https://appshunter.io/developer/1545082720) | [Nguyen Duy Cao](https://appshunter.io/developer/1896754588) |

## What reviewers say

### Techcombank OneU

[App page](https://appshunter.io/ios/app/techcombank-oneu/id1215495998)

This lifestyle platform optimizes loyalty points for a seamless experience. Redeem points for vouchers, make payments, and access thousands of offers from top brands across shopping, dining, travel, and entertainment. Earn and manage your rewards all in one place.

**Highlights:** Optimize U-Point loyalty rewards, Redeem for vouchers (dining, shopping, travel), Pay like cash at partner restaurants, Earn and sync points with Techcombank, Access thousands of offers from 300+ brands, Secure account and data protection

**In-app purchases:** none


### MemoryInk Journal

[App page](https://appshunter.io/ios/app/memoryink-journal/id6770572153)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MemoryInk Monthly | $5.99 | per month |
| MemoryInk Yearly | $39.99 | per year |


## Frequently asked questions

### Is Techcombank OneU free?

Techcombank OneU is free to download, with no in-app purchases.

### Is MemoryInk Journal free?

MemoryInk Journal is free to download, with in-app purchases available.

### Do Techcombank OneU or MemoryInk Journal have ads?

Neither Techcombank OneU nor MemoryInk Journal shows ads.

### Which is updated more often, Techcombank OneU or MemoryInk Journal?

Techcombank OneU ships an update fortnightly, and MemoryInk Journal every 3 months. Most recently, Techcombank OneU was updated on October 22, 2026 and MemoryInk Journal on August 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*